Profile picture for John Hester

John Hester

Lender

Senior Loan Officer (23 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Advice

  • (10 Contributions,
  • 0 Best Answers,
  • 1 Helpful)

Contributions are sorted newest to oldest.

jumbo loan with low down payment

Answer

jumbo95. has very good information for borrowers needing a low down payment jumbo loan in the following states: CT, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV and District of Columbia.95% LTV up to $850,000 and 89% LTV up to $1,000,000 for residents, doctors and dentists out of residency within the past 10 years. 90% LTV available to $850,000 for non-medical professionals. Loan amounts available up to $10,000,000 with super low rates. Hope this will be helpful to borrowers needing a low down payment option.

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low down jumbo loan options?

Answer

[Removed by Zillow moderator for Spam, advertising and off-topic. Please see our Good Neighbor Policy for posting guidelines.]

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low down jumbo loan options?

Answer

[Removed by Zillow moderator for Spam, advertising and off-topic. Please see our Good Neighbor Policy for posting guidelines.]

  (0)
Physician mortgage loan in CT?

Answer

You can find good information on special financing for doctors and dentists in residency or out of residency within the past 10 years at jumbo95.   95% LTV financing is available up to $850,000 and 89% LTV financing is available up to $1,000,000.   The medical professional program is currently available in the following states:  CT, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WVStudent loan debt deferred for at least two years excluded from debt-to-income ratio.  Construction-to-permanent financing eligibility - maximum 89% LTV financingAvailable for 1 unit primary residences, PUDs and Condos. I hope this will be helpful to professionals in the medical field.  Please contact me if I can answer any questions.

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Jumbo loan lenders with low down payment options?

Answer

jumbo95 has very good information for borrowers needing a low down payment jumbo loan in the following states:  CT, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV95% LTV up to $850,000 and 89% LTV up to $1,000,000 for residents, doctors and dentists out of residency within the past 10 years.   90% LTV available to $850,000 for non-medical professionals.   Loan amounts available up to $10,000,000 with super low rates.   Hope this will be helpful to borrowers needing a low down payment option.

  (0)
Jumbo loan lenders with low down payment options?

Answer

jumbo95 has very good information for borrowers needing a low down payment jumbo loan in the following states:  CT, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV95% LTV up to $850,000 and 89% LTV up to $1,000,000 for residents, doctors and dentists out of residency within the past 10 years.   90% LTV available to $850,000 for non-medical professionals.   Loan amounts available up to $10,000,000 with super low rates.   Hope this will be helpful to borrowers needing a low down payment option.

  (0)
Jumbo Loan in Charlotte , NC

Answer

Hopefully I can be of some help for borrowers such as this who find most banks are limited to an 80% LTV for jumbo financing.   Borrowers looking for the best rates should check [self-promotional spam removed by Zillow moderator, see our Good Neighbor Policy].   Charter One Bank offers Jumbo loans with just 10% down up to $850,000.   They are available as fixed rates, ARMS, and interest only adjustable rate loans in the following states: CT, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV.They also offer a one-time close construction to perm loan that is locked using current pricing for 12 months with no up-front lock in fee.   This program is available for conforming and jumbo loan amounts for primary and second homes.   Other great feature of this program for realtors and brokers are they are paid up front before the house is built, only one appraisal due to one closing, and borrowers are qualified one time using a lower rate than most other construction lenders who bump the rate up to qualify and lock in the perm loan once the house is finished.  Hopefully this will be of help.

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95% LTV on jumbo loan, good income and Credit Scores best options

Answer

Low Down payment Jumbo loans are still available.   Loan amounts up to $625,500 are available with just 5% down and a 700 or better mid credit score.   With credit scores 720 and above a borrower can go up to $729,750 with just 5% down for a primary residence and 15% down for second homes. The 720 and above credit score program does not require private mortgage insurance giving it a low monthly payment!More information can be found at Jumbo95.   I hope this helps.

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