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John Jung


Bureau of Real Estate, NMLS (6 years experience)

Buyer's Agent,
Purchase Loan,
Mortgage Planning


  • (2 Contributions,
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Is it a Good idea to work with different lenders at the same time?


I would shop and take the advice of having only one lender pull your credit report and sharing it with others but also request a good faith estimate/initial fees worksheet. You can't judge by rates or even fees alone. They are all estimates and rates change daily so if you can I would meet with your bank's loan officer but also get a recommendation from your realtor and your circle of influence.

FHA with a gap in employment history


You also need to prove that your income will continue for the next 3 years. Be sure to have copies of your diploma, transcripts, etc. ready to send to your loan officer.