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Profile picture for Howard Schwartz

Howard Schwartz

Lender

Mortgage Consultant (14 years experience)

Specialties:
Purchase Loan,
Refinancing,
Mortgage Planning

Ratings & Reviews

 

  
 

08/14/2014 - christinateets6
Closed purchase loan. Scripps Ranch, San Diego, CA

Howard Schwartz and CMG Financial assisted us in closing our VA loan for the purchase of our first home. Howard was very knowledgeable about the VA loan process specifically, including their restrictions and requirements, something we were not familiar with at all. He answered all our questions quickly and talked us through the process. We knew what to expect from him and what he expected from us from the beginning. Never having purchased a home before, we felt the process went extremely smooth with no stress or hiccups regarding the paperwork process. The escrow company he recommended was also professional and provided the same excellent customer service as he did throughout the whole process. The decision to have Howard Schwartz and CMG Financial assist us with purchasing our new home was a very good decision and we felt we were in really good hands with Howard. We highly recommend working with him and his team.

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05/27/2014 - zuser20140527212750705
Closed purchase loan. Lake Forest, CA

I have worked with many lenders in the past, and Howard's team is top notch. They are very responsive, provide immediate feedback throughout the process, and truly understand the business. I recently worked with Howard to get a home loan. This required a 21 day closing. I was moving from another state so I could only communicate via email and phone. Howard's team provided almost daily updates as to the loan progress, provided me multiple loan options that fit my needs, and made sure everything went smoothly in the loan process. They were always available if I had any questions and made sure everything went smoothly. I would highly recommend to anyone looking to purchase a home.

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05/23/2014 - zuser20140523173727305
Closed purchase loan. Laguna Niguel, CA

I had a wonderful experience working with Howard. If it wasn't for him, we wouldn't be living in our dream home right now, and this is not an exaggeration. I had been working with a different lender when I spoke with Howard for the first time. I got a pre approval from Howard, but ended up going with the original lender, because he'd worked with me for some time. Howard was gracious about it and said that I can contact him if anything goes wrong with the loan process. The original lender dragged us for 2 weeks in underwriting process at the end of which they said no (reason: length of employment). We had 2 weeks left before closing. Howard came to our rescue, and as promised closed the loan in 2 weeks! I did have a complicated loan situation, self employed, less than 2 years of self employment, etc. But Howard was able to pull it off and kept me in the loop throughout the whole process. Thank you Howard and the team!

I will definitely work with him in the future and recommend him to anyone. Thank you Howard, I am grateful!

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01/04/2014 - mark muro
Closed purchase loan. Folsom, CA

I just closed the purchase of home in San Diego that I bought with my daughter as a co-borrower. The process could have been complicated since I live in Northern California, but it was not. CMG was on top of every aspect of the loan process, kept me fully informed, provided a seamless process, and minimize the time I had to devote to the process. I do highly recommend CMG. Mark Muro

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01/03/2014 - CourtneyMuro
Closed purchase loan.

Team Howard was impressive. They updated me whenever anything changed for better or worse and got everything done quickly and correctly and I would definitely recommend them in the future.

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11/11/2013 - karivont
Closed refinance loan. San Diego, CA

Howard and his team were very informative and responsive to my questions which attributed to a smooth transaction and alleviated the stress involved in the refinancing process.

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11/07/2013 - jtesoriero
We connected, but it did not work out. Looking in University Heights, San Diego, CA 92108

I have worked with Howard for a while now. Him and his team are the best in the business. Howard is very responsive, honest, and extremely knowledgeable in the industry.

Highly recommended.

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11/07/2013 - laurenmrock
Closed purchase loan.

Howard really went above and beyond to get our loan approved! Howard was very attentive and completed the process quickly. We closed in 25 days on FHA loan.I would highly recommend him and his team.

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11/06/2013 - lesliemlake
Closed purchase loan. Encanto, San Diego, CA

Howard and his team were responsive and so helpful throughout our home buying process. We hit some major road blocks and set backs in the process, including the discovery of fraudulent tax refunds that had been filed in my husbands name. Thanks to Howard and his team we were able to secure the proper documentation through the IRS that allowed us to purchase our home without the usual needed tax transcripts. My husband and I are very grateful to Howard for making our dream possible.I would definitely recommend Howard and his team to anyone looking to purchase a home!!!

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11/06/2013 - chris1886
Closed purchase loan. Bay Ho, San Diego, CA

This is the second home I've purchased in the past 13 years, and Howard (& his team) far exceeded my expectations on the lending process. He was incredibly easy to work with and thorough. My loan was funded without any issues, and I would highly recommend him to my friends and family. I would not hesitate a bit to work with Howard again.

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