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  • iRateLock

NMLS (13 years experience)


Purchase Loan, Refinancing

Ratings & Reviews
- Highly likely to recommend
05/04/2013 - aaron cody
Closed refinance loan. Sausalito, CA
iRateLock came though as promised and closed my REFI (on a slightly non-conforming loan amount). It was a lengthy process, lots of back and forth with documents, at some times I thought the amount of documentation was excessive, but in the end we got there.. Mike F was always very responsive and answered my questions and concerns as they came up ... I would certainly call Mike again if the rates drop another 1-2% .. wishful thinking ? :)  MoreLess
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- Highly likely to recommend
04/23/2013 - user5528507
Closed refinance loan. Eureka Valley - Dolores Heights - Castro, San Francisco, CA
I contacted iRateLock to refinance a jumbo non-conforming mortgage - they quoted a competitive rate with low closing costs. The loan process did take longer than we had expected - about 4 months - but from others I heard this was pretty common for jumbo high balance loans given the level of documentation required. During this process, rates decreased a bit, and IRatelock was able to get us a lower rate so that was a good thing. Overall, the experience was very good, and I would recommend iRateLock to others looking to refinance their mortgage.  MoreLess
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- Highly likely to recommend
01/31/2013 - km9
Closed refinance loan. Saugus, Santa Clarita, CA
I got an FHA streamline refinance with them with ~93 LTV. The rate was 3.25%/ 30 years. I had to come to the table with a little over 4k but ended up getting back more than I put in. I ended up getting close to one month's free morgage out of the deal. Only drawback was the anxiety of waiting a while to close. But in the end it was all worth it. They were honest and answered my repeated calls without a screener. Thanks Mike.

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Professional Information
Address: Inc
909 Prospect St. Suite 230
La Jolla, CA  92037
(888) 997-2766Click to view
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Member since:
  • 905294
  • 905294 (NMLS)