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iRateLock Reviews

iRateLock
NMLS (13 years experience)

Specialties:

Purchase Loan, Refinancing

 
- Highly likely to recommend
05/04/2013 - aaron cody
Closed refinance loan. Sausalito, CA
iRateLock came though as promised and closed my REFI (on a slightly non-conforming loan amount). It was a lengthy process, lots of back and forth with documents, at some times I thought the amount of documentation was excessive, but in the end we got there.. Mike F was always very responsive and answered my questions and concerns as they came up ... I would certainly call Mike again if the rates drop another 1-2% .. wishful thinking ? :)
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- Highly likely to recommend
04/23/2013 - user5528507
Closed refinance loan. Eureka Valley - Dolores Heights - Castro, San Francisco, CA
I contacted iRateLock to refinance a jumbo non-conforming mortgage - they quoted a competitive rate with low closing costs. The loan process did take longer than we had expected - about 4 months - but from others I heard this was pretty common for jumbo high balance loans given the level of documentation required. During this process, rates decreased a bit, and IRatelock was able to get us a lower rate so that was a good thing. Overall, the experience was very good, and I would recommend iRateLock to others looking to refinance their mortgage.
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Response from iRateLock

 

- Highly likely to recommend
01/31/2013 - km9
Closed refinance loan. Saugus, Santa Clarita, CA
I got an FHA streamline refinance with them with ~93 LTV. The rate was 3.25%/ 30 years. I had to come to the table with a little over 4k but ended up getting back more than I put in. I ended up getting close to one month's free morgage out of the deal. Only drawback was the anxiety of waiting a while to close. But in the end it was all worth it. They were honest and answered my repeated calls without a screener. Thanks Mike.

Kevin
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- Highly likely to recommend
10/03/2012 - user208375
Closed refinance loan. Orchard Park, NY
Very Professional. The staff made me feel very comfortable. I would highly recommend iRateLock Cal. to all my friends and family .
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- Highly likely to recommend
09/20/2012 - user8890766
Closed Home equity loan.
I am very pleased with my experience and service with iRateLock. They are very professional and would continue to do business with them for any future needs. My process was seamless! Thank you.
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- Highly likely to recommend
09/20/2012 - user25787057
Closed refinance loan. Solvang, CA
I couldn't have been happier with the quality of service and the level of expertise that I recieved. They were extemely attentive to detail and exceded my expectations. I would highly encourage anyone to use iRateLock for their mortgage needs.
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- Highly likely to recommend
09/20/2012 - user7324696
Closed refinance loan.
VERY EASY TO USE WEBSITE & KNOWLEDGABLE STAFF!! SUPER QUICK PROCESS! WOULD HIGHLY RECOMMEND!!
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- Highly likely to recommend
09/20/2012 - user956042
Closed Home equity loan. Buellton, CA
I recently had the opportunity to use iRateLock and was very impressed with the speed and professionalism during the process from start to finish.The staff was extremely knowledgeable and easy to work with. The website was easy to use and I was very pleased with the entire process and outcome. I would gladly recommend iRateLock.
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- Highly likely to recommend
09/20/2012 - user0584541
Closed refinance loan. Pacific Beach, San Diego, CA
Very surprised on how easy this company is to work with. The website walked me through my loan options and showed me lower rates and fees than what I was offered elsewhere. Support staff was responsive and quick. Highly recommend this site to others.
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Response from iRateLock

 

- Highly likely to recommend
09/18/2012 - user2809437
Closed refinance loan.
Highly recommend this site. Quick, easy, new concept to get online quotes, overall great experience. Staff was very helpful and knowledgeable. Thank you for your assistance iratelock.
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Response from iRateLock

 

Professional Information
Address:
iRateLock.com Inc
909 Prospect St. Suite 230
La Jolla, CA  92037
Office:
(888) 997-2766Click to view
 
Screen name:
iRateLock
Member since:
08/14/2012
NMLS #:
  • 905294
Licenses:
  • 905294 (NMLS)