As I say in my headline, I know the house I like, but it's FSBO. I don't have a buyer agent in my new city either. Would I be wise to start negotiating with the owner on my own or would an agent save me money? I'm assuming the agent would get 3% off the top at closing, which I could possibly use as leverage in my agent-less negotiations. Am I just dreaming? This would be my second home purchase.