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Profile picture for James Ward

James Ward

Lender

Certified Mortgage Specialist (CMP) (16 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Ratings & Reviews

James Ward and the people at Fairway were awesome. They not only got me a great deal and good rates, but they went above and beyond getting things done and having me at closing in less than 30 days. I have and would recommend James and Fairway to my friends and family.

  

03/20/2015 - zuser20140316105437002
Closed Home equity loan. Dickinson, TX

James Ward and the people at Fairway were awesome. They not only got me a great deal and good rates, but they went above and beyond getting things done and having me at closing in less than 30 days. I have and would recommend James and Fairway to my friends and family.

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10/13/2014 - carolmcp7
Closed purchase loan.

We were out of state buyers for new construction which made the financing tricky. James was totally knowledgable about every facet of the Houston housing market. We had months of delays and as Jim walked us through the process, he went to the site and took pictures to send us. Just weeks before we closed, he found a package more favorable that had not been available when we started. If you're thinking about buying a home in Houston, don't hesitate to call him. You will be happy you did.

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04/01/2014 - a m romero
Closed purchase loan. Briarforest Area, Houston, TX 77042

This is my second mortgage loan experience with James. He is very knowledgeable and works very hard to make sure your home buying experience goes smoothly. He also is always willing to answer any questions that you have and will explain the process to you step by step. I would recommend him to anyone looking to purchase a home.

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01/30/2014 - randyvz
Closed purchase loan. Tomball, TX

Due to circumstances with my wife from a previous marriage and some bad assumptions on my part (namely no debt was a good thing--seems they want a track record of having debt and making payments), I didn't think I would be able to get a loan approved. James worked with me and found a solution so we were able to get the loan we needed. He was able to find an old debt I had paid off and ways to come up with secondary ways to show I paid my debt so that I would qualify for a loan. He was very helpful in explaining everything to me and worked hard to make sure I had everything I needed at the right time and filled out the correct way. Due to his efforts we were able to get into the house we wanted. Words cannot express the full appreciation I have for what he did to make sure everything worked out for us. I would highly recommend him to anyone that needed a mortgage in the future.

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12/23/2010 - test8922
Closed refinance loan. Greater Uptown, Bunker Hill Village, TX 77024

I closed my refinance with James several days ago. James is very nice person. When I gave him a call, he will response very soon. Some time he worked very late and call back at 7:00pm. He didn't push, instead he provided some advice to me. My loan is condonium loan which is quite different from what I financed last year, some unexpected cost came up. But finally after comparison, I decide to continue to finish my refinance. James' good faith estimate of closing cost is very much same as real cost. Overall, he did very good job.

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10/19/2010 - JoergG
Closed refinance loan. Willowbrook, TX 77070

Jim Ward is a very knowledgeable, professional and responsive mortgage planner. We contacted him for the first time in 2009 when we purchased our first home. At that time, we experienced several major problems with our original lender and received professional, honest advice from Jim. Eventually we were able to close with the original lender, but we decided to work with Jim on future loans. This opportunity came when we contacted Jim Ward this fall (2010) regarding a potential refinance. With the new mortgage scenario that he developed for us, Jim helped us saving a substantial amount of our original mortgage payments. The application process was very smooth and we were able to close on our refinance three weeks after our initial mortgage application. We highly recommend Jim Ward and would certainly want to work with him again if given the chance!

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11/04/2010 - floorprepguy
Closed purchase loan. Lost Creek, Annetta North, TX 76008

Everything from the very first phone call until several days after closing was great. James Ward in my opinion is as good as it gets. I actually saved and have passed along all his information to several people already. When I refinance this house I plan on calling him back to do the job. If you have a choice between James Ward and anyone else, take it from me and go to James!!!

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07/27/2010 - Ryno23
Closed refinance loan. TX 77095

Closing with James was a breeze. He gave me many options and was super easy to work with.

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08/19/2010 - m1kers
Closed refinance loan. Plano, TX 75075

Still amazed at the professionalism and attentiveness of James Ward. I would not hesitate to recommend him to friends, family, and collegues! Thanks for making this refi such a positive experience Jim!

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08/09/2010 - gnavin1
Closed refinance loan. Willowbrook, Houston, TX 77064

Very knowledgable and professional. He is very quick in responding to your e-mails and phone calls. I like his approach and the way he explains or compares quotes and rates.

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