jnalder

Zillow is a great place to gather information. Always ask for a good faith estimate for complete details relating to your specific transaction, and for the complete details of all costs. This quote is specific for each individual that has requested information, and not for general public use. Pricing is based upon credit scores, loan to values, liquidity, and other factors that are different for each person. Rates are valid on the day given, and can change at any time, more so in this current market. Rates can be locked for a specific time period once all details of the transaction have been provided.

What can you expect? Why work with me?

1. A quote that you can count on.
We have a close on time guaranty for qualifying purchase loans.
I strive to make affordable lending solutions, in an uncertain market. I continue to build my business and credibility by extending loans that fit your financial profile. I will lock you in using the appropriate lock period to close your loan.

2. Accurate information.
I have 20 years lending experience in the Puget Sound Market. Rates change on a daily basis, lending programs and standards are changing, the current market is very volatile. It pays to work with someone who is familiar with the market, and has the experience tomatch you with a program that serves you now, and in the future. You expect accurate information, I expect the same of myself.

3. A wealth of information and perspective.
This market will challenge those that have not had to make loans in this type of environment. There are no easy answers, your circumstances are very individual, and deserve individual attention. My role is not to sell a mortgage program to you, it is to be your financial advisor. I will give you the pros and cons of each program to help you select the one that works best for you.

4. Solutions and straight answers.
I will tell you what can be done for you, and the available programs best suited to your circumstances. I have lending authority which allows me to review and approve my loans under many circumstances. I am your single point of contact from origination to closing, and after.

5. Relationship based lender.
I do not view this transaction as a one time occurrence. I am here to assist you over the lifetime of the loan for all your financial needs

6. Multiple loan options.
I can provide you loan options with many rate/fee scenarios. Financing options with no closing costs, options to buy down the interest rate, options that fit somewhere in between. I offer financing options for loans ranging from super jumbo to government loans. We are a major government lender offering FHA and VA financing for individuals with low down payment and challenged credit score criteria.

I will confirm all information in writing, please ask for a good faith estimate. I can meet in person, over the phone, or on the internet.

I look forward to assisting you with your questions.

Thank you.