Contact Lender

Please enter a first and last name.

Please enter a valid phone number.

Please enter a valid email address

Please fill in a note to the lender (5 character minimum, 800 character maximum).

Submitting contact...
An unexpected error occurred. Please try again later.
Profile picture for John Picinic

John Picinic

Lender

Mortgage Professional (3 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Add personality to your profile! Tell the community about yourself, your home, and your profession.

    At VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. The funds we lend come from the most competitive financial institutions in the country. In addition, we have Jumbo loans and other non-conforming mortgage loan services. We continue to strive for the best customer service in the industry and look for innovative ways to "make your dreams come true!" 

    The most impressive aspect of our business model is our extremely competitive interest rates along with - depending on the specific lender most of the time - no processing or underwriting fees. For this to be possible we have banks lined up for all aspects of lending. From specific niche` product like One-Time close, Collateral loans, etc... 

    The major differences between a Mortgage Broker and a Mortgage Company is not having an edge on the pricing as Broker has.  Your set to a specific pricing engine which says this is your rate.  With a Mortgage Broker we get to choose from our array of investors who is the most competitive in the market for your loan.  

    Do you and your family a favor, to keep your lender honest and before you sign off on the loan documents give us a call.  I guarantee you will be happy you did!

    If you ever have any questions please feel free to contact me at any time.  I'm happy to help!   

You're Mortgage Broker,

~ John Picinic

More Less 
About John Picinic: <p>&nbsp;&nbsp;&nbsp;&nbsp;At VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. The funds we lend come from the most competitive financial institutions in the country. In addition, we have Jumbo loans and other non-conforming mortgage loan services. We continue to strive for the best customer service in the industry and look for innovative ways to "make your dreams come true!"&nbsp;</p>&nbsp;&nbsp;&nbsp;&nbsp;The most impressive aspect of our business model is our extremely competitive interest rates along with - depending on the specific lender most of the time - no processing or underwriting fees. For this to be possible we have banks lined up for all aspects of lending. From specific niche` product like One-Time close, Collateral loans, etc...&nbsp; <br/> <br/> &nbsp;&nbsp;&nbsp;&nbsp;The major differences between a Mortgage Broker and a Mortgage Company is not having an edge on the pricing as Broker has. &nbsp;Your set to a specific pricing engine which says this is your rate. &nbsp;With a Mortgage Broker we get to choose from our array of investors who is the most competitive in the market for your loan. &nbsp; <br/> <br/>&nbsp;&nbsp;&nbsp;&nbsp;Do you and your family a favor, to keep your lender honest and before you sign off on the loan documents give us a call. &nbsp;I guarantee you will be happy you did! <br/> <br/> &nbsp;&nbsp;&nbsp;&nbsp;If you ever have any questions please feel free to contact me at any time. &nbsp;I'm happy to help! &nbsp;&nbsp; <br/> <br/> You're Mortgage Broker, <br/> <br/>~ John Picinic <p> </p>

Ratings & Reviews

Being in the business as an Escrow Officer for almost 20 years, it is unusual to receive the closing documents the day before closing... HOWEVER, I must say that I had the closing documents 10 days prior to closing!!! I would highly recommend John to anyone who is needing or seeking a mortgage! John was always kind, knowledgable and very professional when we had questions. John's Borrower spoke highly of him, and I have to agree with her 100%!!! I wish there were more Loan Officer's like John. Very Impressed!

  

04/17/2015 - lmiller107
Closed purchase loan. Hayden, AL

Being in the business as an Escrow Officer for almost 20 years, it is unusual to receive the closing documents the day before closing... HOWEVER, I must say that I had the closing documents 10 days prior to closing!!! I would highly recommend John to anyone who is needing or seeking a mortgage! John was always kind, knowledgable and very professional when we had questions. John's Borrower spoke highly of him, and I have to agree with her 100%!!! I wish there were more Loan Officer's like John. Very Impressed!  More Less 

Profile picture for John Picinic
Response from John

 

  

04/17/2015 - M NORRIS 04
Closed purchase loan. Lewisville, TX

John Picinic was amazing. He helped me through every step of buying my first home. It could have been a stressful time but with John there to guide me, it was stress free. He worked miracles and obtained an amazing rate for me after another lender told me that I couldn't qualify. Now I am a HOME OWNER!  More Less 

Profile picture for John Picinic
Response from John

 

  

03/06/2015 - user9616635
Closed purchase loan. Burleson, TX

John was amazing! He truly worked some miracles to get us into a home this year instead of having to wait another year or maybe more... my husband and I had some marks on our credit from when we first got married (young and naive of course) and John and his assistant, Stacie, made some phone calls, and worked their magic to get those marks to finally go away. John is extremely good at what he does and doesn't give up... When John called to tell me that it was all cleared and we could buy a house, I broke down crying on the phone with him... what a blessing for us and our 2 kids! Now my family and I are in a wonderful home that we OWN and LOVE, and no longer having to rent. Thank you, John and Stacie! We could never fully express how grateful we are to you.  More Less 

Profile picture for John Picinic
Response from John

 

Service Areas