Yes home buyers are turning more to mobile devices in their property search. Just for an example - a buyer is driving around a neighborhood they are interested and see a For Sale sign. They don't want to wait until they return home to find out info and with todays apps they can just get on their phone and find out everything they need to know.Most of the real estate web sites also have a mobile app for your phone.
For some people, buying their home makes the most sense, and for others, renting is best. To determine which is right for you, you first need to determine whether you can afford to buy. Then you need to consider other factors, including the time you'll stay in your new home, the home's prospects for appreciation and taxes. There are buy vs rent calculators you can use on the internet to help you make a decision. You also need to look at the average rent in the area you will be living. In Morgantown where I live, rent is higher than most areas.Additionally, if you believe you're going to be in a house less than five years and want to sell it at a profit, most experts suggest it's safer to stick with renting.
YOU ARE ABSOLUTELY CORRECT!!You cannot take much stock in the Zillow Zestimate. Only an realtor or appraiser in the area can give you a true value of what your home is worth. The value on your home depends on LOCATION, condition, upgrades, and area market. Zillow has no way of knowing these issues, they have never been in the competing homes they are using to come up with their value. Many times the competing homes they use, really are not competing homes.The Morgantown market is significantly different to other markets. You need to speak with a Morgantown realtor or appraiser.Hope this helps!Thanks,JO
Hi Danielle,Your boyfriend can qualify for a loan with his disability compensation, even though he is not working. This is guaranteed income for the rest of his life so lenders will like that. I don't believe lenders will use his vocational rehabilitation money as income, as this is a temporary income. Even though you are not married you will be allowed on the loan. Your best bet is to contact a lender and they will be able to answer all your questions. You may do better with a FHA or 1st time homebuyer loan. These require very little down. Good Luck!
You need to check with a lender. Some lenders have in house loans that you may be able to qualify for. Usually a self employed person needs 2-3 years of income before the lender will work with you. It will also depend on how much you have down.Good Luck to You!
If it is listed with a agent and in the MLS you just need to contact your agent. He/she will fill out a form for you to change the price. You will need to sign the form also.
Yes, you can back out, however, you will not be reimbursed for the loan application fees. It is usually takes 8 weeks to close an FHA loan. Since you applied on Aug. 3rd, you have gone way past that. Have you spoken with the lender to find out what the issue is? Is there a problem with the house? If you cannot get the lender to return you calls then I would find out who the supervisor is and start with him/her.
Hi Adam,You can usually apply for a home mortgage two years after a short sale. I have a current buyer who had a short sale in Jan. 2009. The lenders here in WV have told her wait until Jan 2011 and then apply. If her credit rating is good the lenders have told her that she should be able to get a mortgage. Hope this helps.
Hi Sherri,I had a manufactured home financed recently thru first time homebuyers. The house has to built after the 1985. I think FHA also will finance manufactured homes. The interest rate is usually 1/4-1/2% higher but they can be financedThe house must be on a permanant foundation and the lender will need a foundation survey. Hope this helps.JO
You should try to find a local lender. They may be able to keep your loan in house. Your credit score is close. You need to look at your credit report and make sure that the items you have paid off and the items you may dispute are recorded correctly. Pay off any small balances and you may be able to raise your credit score.Good LuckJo