Justin Kollman is one of the best lenders I have ever worked with. Being a Realtor myself, I am highly selective when it comes to recommending a lender to my clients. There are many lenders to choose from, but I always refer to Justin Kollman. I have referred him many, many buyers over the past 7 years. He is always consistent with providing the best rates, lowest fees, and excellent customer service. I have ALWAYS received 5 star reviews from clients I have referred to him. Justin has also helped me personally with refinances. I would HIGHLY recommend Justin to anyone looking for a loan officer, advisor, and lifetime lender!