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John Alexander


Loan Officer (8 years experience)

Purchase Loan,
Home Equity,
Mortgage Planning


  • (4 Contributions,
  • 0 Best Answers,
  • 1 Helpful)

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What can I do to get more (or better) quotes for my loan request ZR-DGQZPGT?


In many cases, (not all) we can go down to a 600 score on a VA loan.The key is getting with a company that can go to a lower credit score or work on your credit score to get it up the 15 - 20 points you need...usually paying down credit cards (or opening a new credit card if you don't have any credit cards) is the best way to get the most points in the shortest period of time.

Could I qualify for a VA or FHA loan?


The short answer is yes. You can potentially qualify for a loan.  Which loan program and how much loan will depend on lots of things including credit score, down payment, and how your taxes are filed.