Profile picture for John Alexander

John Alexander

Lender

Loan Officer (8 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Advice

  • (4 Contributions,
  • 0 Best Answers,
  • 1 Helpful)

Contributions are sorted newest to oldest.

What can I do to get more (or better) quotes for my loan request ZR-DGQZPGT?

Answer

In many cases, (not all) we can go down to a 600 score on a VA loan.The key is getting with a company that can go to a lower credit score or work on your credit score to get it up the 15 - 20 points you need...usually paying down credit cards (or opening a new credit card if you don't have any credit cards) is the best way to get the most points in the shortest period of time.

  (0)
Could I qualify for a VA or FHA loan?

Answer

The short answer is yes. You can potentially qualify for a loan.  Which loan program and how much loan will depend on lots of things including credit score, down payment, and how your taxes are filed.

  (1)