Profile picture for Justin Kautz

Justin Kautz

Lender

Loan Officer (12 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Advice

  • (12 Contributions,
  • 0 Best Answers,
  • 0 Helpful)

Contributions are sorted newest to oldest.

Will I qualify for the usda loan

Answer

If you paid your balances you should do a rapid rescore immediately to raise your scores.  This can be done in 24-48 hours.  Our USDA loans pay your closing costs..  Please contact me through my zillow profile if you have additional questions.  [Website removed by Zillow moderator. See our Good Neighbor Policy.]

  (0)
Are there any mortgages that offer no money down?

Answer

VA and USDA zero down.  FHA 3.5% down and can be a gift.  Don't forget about closing costs as well.  We offer lender  credits towards closing costs so that our buyers do not have to negotiate seller credit.  This is invaluable when the sellers are receiving multiple offers.  

  (0)
Will the VA loans finiance forclousers?

Answer

Yes you can buy a foreclosure with a VA loan.  We offer lender credits to pay your closing costs.  Many lenders will ask for $7-12k in fees and we credit instead of charge fees..

  (0)
looking for a loan

Answer

I have a way to make this work for you until the rescore.  I am available today:  559-679-5730  Justin

  (0)
looking for a loan

Answer

I have a way to make this work for you until the rescore.  I am available [Phone removed by Zillow moderator. See our Good Neighbor Policy.] Justin

  (0)
Rapid Rescore

Answer

My credit company has a credit simulator that is automated to your specific report.  I can enter a scenario and it will give an estimate of an increase or decrease of points and it is very accurate.

  (0)