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Kerry Cybulski's Advice

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  • 42 Contributions
  • 0 Best Answers
  • 2 Helpful

Kerry Cybulski wrote:

What has been your experience with marketing to people that are late on mortgages?

Answer
You can refer people behind in their mortgage to Me!! I will guide them thru the sale of their home by way of short sale.  As a lender you can help people thru thr loan modification process if selling their home is not an option.  Helping now means referals later!!!
December 01 2010
(0)

If I sell my home at a loss, can I roll the balance into the new home loan mortgage?

Answer
  Home loans are not currently done with negative equity. Without more information, I think you should remain where you are to increase the equity in your current home and in time the market will turn to your benefit.  If you do decide to sell at a loss and have the funds for a down payment of a new home your loss will even out with the deal you will receive by buying in a declining market not to mention the low interest rates. Good uck 
November 30 2010
(1)

9303 Holden Lane, Bratenahl, OH 44108

Answer
I looked the property up and it is a half of a townhouse duplex.  It is not activly for sale on the market today and the buyer could assume the conversion to a single family home.  A Zestimate is a computer generated number and is not valid when actually figuring out the true value by the county and or appraiser. Good Luck
November 30 2010
(0)

What are you currently doing with your below 640 credit score buyers?

Answer
I use a lender that has a min. of 620.  I also refer them to this lender to discuss options of how to get their credit score higher.  My lender works with potential buyers and helps them to become a stronger buyer.
November 18 2010
(0)

Should I use my homes equity to consolidate my bills?

Answer
There has been alot of good advice given to you but there are also mixed resutls.  My advice is to contact a financial advisor and take their advice. Good Luck
November 18 2010
(0)

What does a title search consist of?

Answer
a Title search will cover all of the above and more!!  The title search is done to clear title so it is available for the new buyer to take title.  Title insurance is also a safe guard against hidden defects in title!!  Good Luck
November 18 2010
(0)

Tell us how you market to special events like Holidays "Black Friday Sales"

Response
I will be shopping and having a great time!!  I will also be interacting with hundreds of people.  I am quite sure the topic of Real Estate will come up in more than one check out line!!  If it is not me striking up the conversation my husband will be chimming in on the mortgage end of it, he is a lender.  There are Great times to be had on Black Friday!! 
November 18 2010
(1)

What can I do to get more (or better) quotes for my loan request ZR-CXKFBDW

Answer
Please post more information so I can point you in the right direction.  There are alot of options available in the market today!!  Good Luck
November 15 2010
(0)

How can someone correct an incorrect sales price listing on Zillow?

Answer
only the person that has claim to that property on Zillow can make the changes to the miss print.  A Zestimate is only a computer generated number and does not hold up against a CMA or an Appraisal. Good Luck!
November 15 2010
(0)

Our entire neighborhood is listed in the wrong community. How to get it fixed?

Answer
Zillow only gives an zestimate of home worth not to be overly concerened with that but to get the city and school changed go to the bottom of your question page and near the bottom middle right there is a help link with options to choose from and that should give you a good start to getting your problem solved.  Good Luck
November 15 2010
(0)