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Profile picture for Kevin Zhu

Kevin Zhu

Lender

Managing Director of Mortgage Sales (15 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Ratings & Reviews

Kevin is very knowledgeable of Mortgage industry. He gave the best advise as per my requirement. I was really very impressed, the service he provided was exceptional and my house was closed on timely manner. I'll definitely consult him in future.

  

04/26/2014 - abdulqadir
Closed purchase loan. Journal Square, Jersey City, NJ

Kevin is very knowledgeable of Mortgage industry. He gave the best advise as per my requirement. I was really very impressed, the service he provided was exceptional and my house was closed on timely manner. I'll definitely consult him in future.

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Response from Kevin

 

  

06/11/2013 - user9599609
Closed refinance loan. East Brunswick, NJ

Our family has used Kevin's professional service for more than 10 years, from the purchase of our first house to many time refinances throughout the years. Kevin is honest and reliable, what he promised he delivers. The rate he offers is very competitive. He is very knowledgeable and always patiently answers to our questions and concerns. His office works efficiently. To us, these are the most important factors when it comes to mortgage/loan services.That is why we always return to Kevin seeking his professional help with our mortgage/loan needs. We highly recommend Kevin Zhu.

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Response from Kevin

 

  

05/18/2013 - InvestNJ
Closed purchase loan.

Kevin made the deals happen. We bought 3 houses in last 3 years and refinanced multiple times, all with Kevin. Great experience. My real estate attorney commented that lender was very to work with and responsive.

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Response from Kevin

 

  

05/16/2013 - user1364973
Closed refinance loan. Quartz Hill, CA

For the past seven years, I have worked with several brokers for either purchase or refinance. Kevin Zhu is absolutely the best. He is very honest and reliable. He delivers what he promised. This is extremely important in current market situations where it is more and more difficult to get the loan and the whole process is more and more time-consuming and tedious. Kevin's service will help you to release the pressure so you will not wake up at nights wondering if your loan can be closed on time. His services sometime even exceeded my expectations. I highly recommend Kevin Zhu. He will be the first one for me to contact if I need any services for mortgage loans again in the future.

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Response from Kevin on 05/16/2013

Thank you for your kindly endorsement and referrals.

 

  

04/19/2013 - Yan
Closed purchase loan. Bridgewater, NJ

I first heard Kevin's name was in the company's cafeteria while having lunch with my colleagues. They were talking about refinancing their homes and the name I heard the most was Kevin. Later on, I was ready to purchase my house and started to shop for loans. After making several phone calls with different mortgage companies, I was getting frustrated and did not know which one to choose. At this time, Kevin's name came to my mind and I decided to give him a call. As soon as I finished the conversation with him, I decided that he will be my loan officer, and since then I did my mortgage three times with him – one first time loan and two refinances.

I highly recommend his service to you for the following reasons: 1.Competitive rate. For most of us, buying a house is the biggest investment in our life, and having a competitive mortgage rate helps us minimizing our financial burden. Having checked with different mortgage company and compared with my friend and colleagues, I always find that Kevin’s rate is one of the best available. 2.Clear instruction. To be honest, the process of getting a loan is painful, there are a lot of required documents you need to prepare. Kevin will send you a clear checklist which tells you what you need to prepared in a language that easy to understand. This helps you to get all the required documents so you can submit them at one time. 3.Easy access. Unlike some other loan officers, Kevin always try his best to address my questions, either via email or phone. If he is not available, he has an assistant to help him, so my questions always get answered promptly. 4.High tech. There used to be a lot of paper to sign during the loan application process. Now he is using the e-sign document, which greatly reduced the time to sign the paper work and give you a chance save everything electronically. 5.Personalized service. In my opinion, loan application is a lengthy process, and sometimes waiting makes people nervous. Periodically, Kevin will call you to update you the process and ask you if there is any issue he can help you to solve. He is always patient and polite. 6.Professional. With years of experience as a loan officer, Kevin is very knowledgeable in his field. Not only can he provide you with the most competitive rate, he can also help you to choose the best product in terms of choosing fixed rate of ARM based on your situation. 7.Caring. In today’s world, the mortgage rate has been keep dropping. To refinance or not to refinance, that is the question. With his help and analysis he did for me, I have successfully refinanced my home twice, and I am very happy with my decision, or the decision he helped me to make. 8.Reputation. As I have mentioned before, Kevin is very popular in NJ. In my opinion, this is not because he put his handsome picture in his ad, this is because of the word of mouth. As he has mentioned in his ad, he is the top one loan officer in NJ, and top 20 in the nation. The number worth a thousand words!

I usually do not recommend services to my friends and colleagues if I have not used it myself. Having used Kevin’s service three times, I feel very much comfortable to recommend his service to you and I am sure you will have a pleasant experience with him just as I have!

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Response from Kevin