ladylee62's Q&A

I was subjected to "predatory lending" when I refinaced my home in 2002 which entailed unaffordable mortage payments and high interest rates. An investor offered a short sale on my property to prevent foreclosure, allowed me to remain on my property under "lease purchase" agreement. Was approved for a loan to purchase property with 85% Ltv but needed to carry back a 2nd which was denied by the investor. I voluntarily left property in 2004 when I could no longer continue struggling with the unaffordable mortgage and lived temporarily paying rent at a senior citizen community which will provide credit reference. Entire story was televised on Channel 2 news for Action with news anchor "Margie Ellisfor".  I'm currently trying to rent and/or 2/yr.lease purchase to allow time to reestablish creditability.  Can explain more details by contacting me to provide my home phone when necessary. Was wondering if I qualified for 1st time home buyer under the $8,000 credit offer through our current president's stimulus plan since I have not owned a home from 2004 til now 2009 and ongoing?Thanks for responding to my 1st question through Zillow.com.

Can you help me purchase a home to utilize the 1st time home buyer credit now available through the stimulus plan under our new president? Or Do you have any advice to pursue?  Right now, my former home is vacant and an "investor" can't sell or rent the property.  What help is there for me?

Who's the owner, is this rent-to-own, lease/op, lease purch, or For Sale?

Why was this email sent to my email address?