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Virginia Callaway's Advice

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  • 92 Contributions
  • 0 Best Answers
  • 6 Helpful

Virginia Callaway wrote:

should i lock a 4.375 rate today on a contruction to perm? i'm 30 days out and want to know if i sh

Answer
yes! The rates always go up in a healthy economy and at Christmas, there is increased consumption and employment. The rates are only going up!
November 18 2010
(0)

I want to buy a home in the DFW area. Does anyone know of home owners willing to finance?

Response
Why do you not want to get regular financing for a home? Is your credit bad or do you not show enough income?
May 17 2010
(0)

can we buy a home making 72,000 and my husbands credit score is 528

Answer
Yes get it to 620 and find you a lender who can help you out with finding good down payment assistance in your county that you are looking to buy in if you are a first time home buyer.
May 11 2010
(0)

How to ascertain the value of my home?

Answer
the best way to find out the value of your home is to get in touch with a relator and have them pull up similar comps in your neighborhood. Also, if you want to avoid this, you can use your own judgement and talk around the neighborhood and find out what homes in a mile radius from yours is selling for---that is similar in size and features. Zillow is pretty accurate is determining a guessimate though. :)
May 11 2010
(0)

FHA, bad credit question!

Answer
Find a lender and have them pull your credit. But, make sure the lender will give you credit advice to get the score up to 620. Now, there are some lenders out there that will do 580 but yes you will have to put in some research on your part. Or of course you can find a credit specialist first and pay for their services to get the score up.
April 22 2010
(0)

do you have any foreclosures in castle hills forrest?

Answer
Are you looking to buy one? I have a link to a site that does if you are.
April 22 2010
(0)

First time homebuyer wanting to buy a foreclosure

Answer
oh I just thought of this...some lenders will and some will not..but are you a nurse, teacher, police officer or firefighter? There are some major deals out right now. Like you have to live in the home for 3 years and you get it half off. Email me for details.
April 13 2010
(0)

I would like to buy a house in Athens Texas?

Answer
Why is no one contacting you? You should get preapproved and have the lender call up a realtor...lol, I bet it gets done then. What is your credit score and what are you looking for downpayment?
April 13 2010
(0)

how soon after paying off debit will it affect your credit score

Answer
if you work with a lender who does rapid rescore, we can get it in as little as 3 business days, We just need a company letter head from whom you owe with the beginning balance, your payment and the new balance.
April 13 2010
(0)

What is a 5/1 ARM type of loan?

Answer
It is a variable rate loan after 5 years of being fixed. After the five years, your index will fluctuate and determine your new rate. :)
April 07 2010
(0)