Buying and financing a home is one of life's biggest decisions, and I understand that it can be an intimidating endeavor. But, financing a home is not about me. It's about you, your wants, needs and desires, as well as your expectations from a Mortgage Consultant.

I work hard at being known as "The Service Specialist" by providing the attention you deserve when financing a home. You will find that I am very easy to talk to, and I will do my best to make you feel right at home. My goal is to make sure you are completely satisfied from start-to-finish with your loan. I am always available to answer any questions you may have, and you'll find I'm straightforward and fair. It's in my best interest - and yours! - to get you the loan that best fits your needs.

I build my business one client at a time, and would love to work with you. I live and work in Massachusetts. I'm available to meet with you whenever and wherever it's convenient for you. And if you prefer, instead of talking to me on the phone, you can meet with me face to face. That means I make "house calls" for Massachusetts residents, and I can work around your schedule. I can visit with you in person to go over loan programs and options, and answer any questions you may have.

There are aspects of the home finance process that seem pretty simple. However, there are many elements of that process that can seem complicated and daunting. I have been perfecting a smarter approach to real estate financing by focusing on the needs, concerns, hopes and dreams of my customers. I offer a true ''one-stop'' destination for the full range of mortgage products and services that are available. I provide conventional as well as FHA, VA, and USDA Rural Development residential purchase and refinance mortgages in Massachusetts as well as commercial mortgages nationwide.

I specialize in two areas:

• Assisting first-time home buyers get into a home of their dreams - often with little or no money down; and 
• FHA Rehabilitation loans for those looking to buy "handyman specials," "fixer-uppers," and homes that are in need of "tender loving care" or “modernizing,” as well as loans for complete teardowns and rebuilds.

I'm dedicated and educated to represent you in all of your mortgage requirements. Representing people, not homes or houses - and understanding the difference - is my specialty. As your trusted partner, not only will I will provide you with valuable insight and advice throughout the home buying and financing process, I will keep you informed every step of the way. I will also attend your settlement. In other words, I go beyond ''full service.'' I will make sure your home financing experience is all about you!

Now, there's an expert on hand to offer solutions and advice on mortgages. In the end, it's the knowledge and personal attention that will help you realize your dreams. I can help you with every aspect of financing your home - because I'm experienced, because I'm a professional . . . and, most importantly, because I care.

Other Sites: 

• Daily Interest Rate Lock Advisory
• Mortgage Information Center (Under Reconstruction)
• Home Buyer Information Center
• Home Seller Information Center
• For Sale By Owner (FSBO) Information Center