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  • liz fontanini

Liz Fontanini
Mortgage Planner, Arizona License Numer, California Licensed by Dept of Corporations, Corporate NMLS Number, AZ and CA licensed Mortgage Loan Originator (13 years experience)


Purchase Loan, Refinancing, Mortgage Planning, Self Employed Borrowers

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I have been in the Mortgage Lending buisness for over 12 years specializing in first time home buyers and new construction to begin my career. Since then I have expanded my training specializing in Self Employed Borrowers.   I have been with Wallick & Volk Mortgage in Arizona and California since 2005 and am a Certified Mortgage Planning Specialist. Liz says,

"...becoming a Certified Mortgage Planning Specialist has been a major growth opportunity for me in my Mortgage Banking Career. The knowledge that I have gained through programs such as CMPS, Mortgage Coach and Mortgage Market Guide gave me an edge over my competition. I am informed about what is happening in the market and can advise clients on their best opportunity today."

As a licensed Loan Originator I work in both the San Diego, CA and Flagstaff, AZ market. Many years ago I trained to be a tax preparer to better understand Self Employed Borrowers unique lending needs. Recently I closed a difficult to document self employed borrower. My secret is that I see the file first as the Underwriter does. I submit complete files and have very few conditions on my loans. I will also say Not Yet upfront if it just will not work for your customer and give them a plan to get ready.

See Liz's client comments on her website at or for more information.

Specialties: Mortgage Planning, Equity Management and "Minute-to-Minute" knowledge of the Bond Market.
Ratings & Reviews
- Highly likely to recommend
01/24/2014 - rbtcg
Closed refinance loan.
Liz and her team get the job done. They know what's available in the mortgage market. I've used Liz and her team 3 times to finance and refinance houses and will use her again.
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- Highly likely to recommend
01/23/2014 - user203930
Closed purchase loan.
Liz has helped me complete two home purchases in the last nine years. She answered all my questions quickly and thoroughly and made sure all details were taken care of. I would recommend Liz to anyone seeking a home mortgage.
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Response from Liz


- Highly likely to recommend
01/23/2014 - skarri sk
Closed purchase loan.
Liz and her team were the best mortage specialist I could ask for. I would highly recommend them. Due to my unique circumstances, due to my O1 Visa, there were few lenders that would work to process my loan. I worked with WellsFargo for several months to get my pre-approval but several restrictions such as 40% down payment etc and even with that they would not gaurentee the loan. At this point I contacted Liz and he and her team immediately got my application together, and offered me a lower interest rate as well as no restrictions on our downpayment, however we ran into some other technical issues and Liz was able to provide other loan options and we were able to close on our first house. Liz and her team were very professional, courteous and patient in working with us. They have even followed up on us after the loan was closed and sent us a greeting and a small house warming gift as well. This year they sent us the information that we might need to file our tax return as well ( again very thoughful and professional) I would certainly go back to them on our next home purchase or refinancing.  MoreLess
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Service Areas
Professional Information
Wallick & Volk Mortgage
2409 N. 4th Street, Suite 102&180 Otay Lakes Road
Flagstaff, AZ  86004
(928) 600-9360Click to view
(928) 600-9360Click to view
(866) 549-6858Click to view
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Screen name:
liz fontanini
Member since:
  • 255507/179506
  • AZ MLO #0912352 (Arizona License Numer)
  • CA-DOC255507 (California Licensed by Dept of Corporations)
  • NMLS #2973 (Corporate NMLS Number)
  • NMLS# 255507/BK 0018295 (AZ and CA licensed Mortgage Loan Originator)