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Profile picture for Deborah Garvin

Deborah Garvin


Mortgage Planner, CA, WA, OR (27 years experience)

Purchase Loan,
Mortgage Planning,
203k specialist, VA, FHA

Add personality to your profile! Tell the community about yourself, your home, and your profession.

Let my experience and passion for the mortgage industry and helping current and potential home owners work to your advantage.  Experienced in all aspects of lending, I am able to work with agents on any transaction.  The FHA transaction that turns into a 203K because of health and safety issues on the appraisal?  No problem!!!  I love the 203K program.  First time homebuyers or complex financials...experience is the answer for both situations.

Financing a home purchase in today's market requires patience, tenacity and perseverance...but more than anything else Real Estate Professionals and consumers need the confidence to know their Mortgage Professional truly understands lending guidelines and standards. During the past twenty years I have had the opportunity to help many consumers buy their first home through HUD certified Home Buyer Courses and have given me the expertise to understand the "How" of putting a loan package together versus knowing the "What" documents are needed. Preparing a loan package for submission to underwriting in today's restrictive environment requires finesse and a thorough knowledge of investor guidelines. Over ten years of wholesale lending experience, including training and production ensure that my clients and their agents understand the mortgage process from the beginning through the closing of the transaction.
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Ratings & Reviews


01/08/2014 - mcjeanne
We connected, but it did not work out. Looking in Orwood, Brentwood, CA 94513

I contacted Deborah after reading a write-up written by her showing me that she is very familiar with the latest mortgage rules and guidelines. After communicating with her several times, I find that she is not only knowledgeable but return calls and email promptly. I am impressed by her professionalism and I am confident that she will be able to help me when I am ready to buy a property in the near future.  More Less 

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09/16/2013 - paulperret85
Closed purchase loan. Temecula, CA

I would recommend Deborah Garvin if anyone needs a mortgage right away, she is so detailed and professional and she knows to ask the right questions and you can feel very confident when she tells you " I can get you approved" her team was very organized and very responsive, I am very satisfied with my mortgage thanks to Deborah and her team.  More Less 

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Response from Deborah



09/16/2013 - user04250480
We connected, but it did not work out. Looking in Jonata Park, Los Alamos, CA 93427

I had contacted Deborah as her writeup indicated she could possibly secure financing for a property we were looking to purchase with a manufactured home on a permanent foundation. After viewing the listing and some research Deborah confirmed, what our agent had told us, only available financing would be "owner" finance whish is how the property is currently held.

Although unable to secure the financing we needed, Deborah was immediate to respond and she continued to reply, letting me know what her research was indicating.

Very professional, Marla - Buellton, CA
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