Profile picture for Heather Peck

Heather Peck's Advice

Contributions are sorted newest to oldest.

  • 110 Contributions
  • 5 Best Answers
  • 30 Helpful

Heather Peck wrote:

best area in las vegas to live?

Answer
There is no best area.  It all depends on what you're looking for, how long of a commute you're willing to have, and what amenities in the community and nearby are important to you.The northwest has lots of rural areas, great for horse owners.  The southwest also has horse properties, but also some beautiful planned communities like Rhodes Ranch, Mountain's Edge and Southern Highlands.  Henderson offers Green Valley, the District for great shopping and dining, the Galleria across from Sunset Station, and now a new water park.  Or east Henderson offers the horse properties, the foothills with a rural overlay (no sidewalks or streetlights), a short drive to Lake Mead, or a couple of beautiful planned communities (Tuscany and Lake Las Vegas). On the west side of Henderson, you have Anthem, MacDonald Highlands and Seven Hills area.  The east part of town has large lots with no HOA and some planned communities in Sunrise Mountain, close proximity to Nellis AFB and another entrance to Lake Mead.  So what are you looking for?
July 15
(0)

Closing Cost for Loan

Answer
It depends on the appraisal company your lender hires.  The agent and loan broker have no control over this.  That price range is about right, depending on the size of the house.  Most are between $400-$500.
June 25
(0)

Do yall have air conditioning included in your houses and what is available right now that has light

Answer
Yes, every house in Las Vegas usually has air conditioning. Not sure what you mean by light?
May 06
(0)

Do real Rent-to-owns exist?

Answer
OK, as a Realtor who has done rent-to-own deals, yes they exist. Are they easy to find in this market? NOLas Vegas has very little inventory for sale and the only reason a seller will agree to a rent-to-own is:1-You agree that the deposit you put down is nonrefundable if you don't qualify or can't complete the deal2-You will agree to paying over market value for a property and hope that you have enough equity from rent credits (part of your rent that will be credited towards the purchase) when you actually go to get financing.3- You will be limited to houses that are usually older, not necessarily in the neighborhood you hoped for, What you need to know - there are loan programs out there where your mid credit score only needs to be 620 AND they have down payment assistance. The City of North Las Vegas has one called the "Home Program".  So does Clark County.  Both programs have certain income and geographic areas that you may be limited to.  You need $2500 in the bank and $1,500 that can be used towards the transaction (but that can be gifted).  Henderson also has one with similar restrictions.  The City of Las Vegas has a LIFT Program.Lastly, there is another mortgage loan program that has NO credit score requirement, ZERO down payment, ZERO closing costs, ZERO points.  They offer a fixed 30 yr mortgage underwritten by Citimortgage.  Today the rate is 3.85% fixed for 30 years.  You need at least $1,500 which is used for the earnest deposit and home inspection.  You can buy anywhere in Clark County and any property that can be financed.  If it needs some repairs, and your income qualifies, you can get Any of these may be a better option for you than rent to own.Heather PeckNationwide Realty[deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]
April 24
(0)

How likely is it that I will find a home with a private, in ground pool in Sun City?

Answer
It depends on your budget and if the community within Sun City has fenced yards.  There are some in Aliante, a senior community that has fenced yards, a few have pools.
March 22
(0)

average utilities for a 6000 sq ft home single story

Answer
If you have an address, you can call NVenergy (even if its not your address) and ask what the average bill was last year or the July bill.  All you have to tell them is you're in escrow and want to plan your budget.
March 20
(0)

can i get a $30000 loan to buy an apartment.,.....

Answer
You need to be prequalified by a loan officer and then it will depend if the property (condo) is loanable.  Not all are.  You will need a little money for an earnest deposit, appraisal and home inspection.
March 19
(0)

PreQualify for Loan

Answer
You may still be able to get an FHA  loan but you'll probably have to come up with more than 5% down.  Talk to a loan broker about subpar score loans.Another answer for you is to consider lease optioning a property until your score comes up and then you can buy that house from the understanding seller.There is another non-credit score driven program out there, HUD approved, zero down, zero closing costs, zero points offering a 30 yr fixed rate mortgage (today it is 3.875%).Contact me for info, it may be available where you live.  They're in 28 states at least but not all.Good luck.
March 02
(0)

how does a home buyer purchase a pre-forclosure property or foreclosure

Answer
Whether buying a preforeclosure (also known as a short sale) or a foreclosure, get a buyer's agent to help you. It costs you nothing because they're paid by the seller's lender.  And you get someone who can help you pick out the right property, negotiate to help you get closing costs, inspections, etc. done during escrow. But your first step is to get prequalified to see what you can afford and what your loan options are. That way you buy something that works for you budget and aren't disappointed because you either fall in love with a house that's way too expensive, or buy something a lot less than what you wanted because you didn't know you could afford it.  Also, most agents and sellers require a prequalification before showing homes.
November 28 2013
(0)

I have a seller that refuses to close on house contract

Answer
Depending on how your contract was written you can sue the seller for non-performance.
October 31 2013
(0)