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Profile picture for Mark Chu

Mark Chu

Lender

Mortgage Consultant (18 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
1st Time buyers, 203K Rehab

Add personality to your profile! Tell the community about yourself, your home, and your profession.

I'm delighted to have this opportunity to share thoughts and advice on a subject I'm passionate about, which is how to get a loan in this new world. By the time I'm finished with our consultation you'll have a better, deeper understanding of exactly what it would take to get a loan in today's new world. My three roles are your consultant, negotiator and overseer of the transactional details. As your consultant, you may notice I will ask you profound, insightful questions. Maybe you'll notice they are the types of questions that the typical lender might not ever take the risk of asking you. Experience shows that a skilled consultant like me will ask you probing, intelligent questions because discovering what is really important to you is really important to me. My second role is as your negotiator, I treat your money like it is mine. When it is time to save you or make you money, I am like a pit bull. You, like me, know that money is an emotional issue and to represent your own self is like performing surgery on yourself. You would never do that, would you? My third role is I oversee all the transactional details. In the days and weeks and even months ahead, you will come to appreciate my role as the person who oversees all the transactional details. Because every transaction has 100 pieces of paper requiring upward to 43 signatures and initials, every I must be dotted and every t crossed. Making a mistake could be very costly to you. Every transaction has 50 to 100 phone calls alone, and each of them is loaded with critical details. How does that make you feel knowing that there are 23 different people from 12 different industries that get involved during the seven stages of your transaction?

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About Mark Chu: <font>I'm delighted to have this opportunity to share thoughts and advice on a subject I'm passionate about, which is how to get a loan in this new world. By the time I'm finished with our consultation you'll have a better, deeper understanding of exactly what it would take to get a loan in today's new world. My three roles are your consultant, negotiator and overseer of the transactional details. As your consultant, you may notice I will ask you profound, insightful questions. Maybe you'll notice they are the types of questions that the typical lender might not ever take the risk of asking you. Experience shows that a skilled consultant like me will ask you probing, intelligent questions because discovering what is really important to you is really important to me. My second role is as your negotiator, I treat your money like it is mine. When it is time to save you or make you money, I am like a pit bull. You, like me, know that money is an emotional issue and to represent your own self is like performing surgery on yourself. You would never do that, would you? My third role is I oversee all the transactional details. In the days and weeks and even months ahead, you will come to appreciate my role as the person who oversees all the transactional details. Because every transaction has 100 pieces of paper requiring upward to 43 signatures and initials, every I must be dotted and every t crossed. Making a mistake could be very costly to you. Every transaction has 50 to 100 phone calls alone, and each of them is loaded with critical details. How does that make you feel knowing that there are 23 different people from 12 different industries that get involved during the seven stages of your transaction?</font><p/>

Ratings & Reviews

Mark was amazing through the entire process. He was always there to answer our questions and was prompt with follow up. He really made the whole process stress free and made my fiancé and I comfortable. He went above and beyond to get things done quickly.

  

05/06/2015 - jenn cmara
Closed purchase loan. Enfield, CT

Mark was amazing through the entire process. He was always there to answer our questions and was prompt with follow up. He really made the whole process stress free and made my fiancé and I comfortable. He went above and beyond to get things done quickly.

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04/08/2015 - zuser20140809124741876
Closed purchase loan. Waterbury, CT

Thank you so very much for all of your help in securing our loan for our new home here in Waterbury. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Mark Chu! Our hats off to you!!" Edwin and Geraldo  More Less 

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04/02/2015 - user1133156
Closed purchase loan. Bristol, CT

i can not put into words the gratitude I have for Mark Chu and his crew. This is my 3rd home and getting a mortgage was never a process I dreaded. I'm amazed at the high level of customer service I received. I highly recommend Mark Chu to everyone I know when it comes to purchasing/refinancing a home. Mark made it extremely easy, was 100% honest, and the professional standard is top notch! Don't waste a minute calling anyone else. You will not be disappointed.  More Less 

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