I did my primary residential loan with Mike and I also did a re-fi. I have worked with many lenders over the years and Mike was 100% the absolute best. He is transparent, isn't afraid to answer ANY question you have, and most importantly looks out for your best interest. There are no surprises with Mike. I have referred several people to him already because I trust him and I cant encourage you enough to look his way if you are thinking of buying or re-financing a property. He has the integrity and trustworthiness you are looking for.