Danny worked out very well for us. He was very professional always responded quickly to my emails (even late at night or on the weekends). One of the reasons I choose him was that he was close enough for me to go see him if I needed to. I ended up never needing to see him. Our loan refinance just closed and the only people I saw were the home appraiser and the notary that came to our house to sign all the paperwork. All my questions (even questions that I did not ask yet) were answered. Danny is very knowledgeable, very upfront with all costs, explained every step, and kept us in the loop with what was happening and what was going to happen. We highly recommend Danny!