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  • mortgagemheldt

Michael Heldt
Loan Officer, Colorado Division of Real Estate (9 years experience)


Purchase Loan, Refinancing, Mortgage Planning, Reverse

Add personality to your profile! Tell the community about yourself, your home, and your profession.


When you are looking to work with a mortgage professional, it is most important to be comfortable with the individual on the business card. Fortunately, in my case, it also helps to be associated with a forward-thinking, common sense lender, with quick turn times, and a real dedication to customer service.


After spending 7 years in the investment industry as a Financial Consultant in Southern California, I decided to reposition my skills to lending. I worked as a Premier Client Manager with Bank of America in Orange County, CA for 2 years assisting high net worth clients with their deposit, investment, and credit needs.


When my wife and I learned that we were pregnant with our first child, we decided to move to Colorado to raise our family in September of 2005. After spending a few years as a Banking Officer with FirstBank of Douglas County, I returned to my focused passion of making a positive influence in the financial lives of the clients I serve. I am most excited about my latest transition to American Pacific Mortgage.


I married my amazing wife, Rachel, in February, 2002. We have an 8 year old daughter, Aubrey, and a 6 year old daughter, Ainsley. We instantly fell in love with the greater Denver area.


If you are looking to work with a financial professional who holds ethics in the highest esteem, believes in open, honest and direct communication, and yet understands that you can actually have a good time while providing the highest level of customer service, I hope that you'll give me the opportunity to prove to you that I am the right person to work with.

Oh yeah, and I can do the same type of loans that everyone else can...Conventional, FHA, VA, Jumbo, USDA, Homepath, down payment assistance, etc.


Ratings & Reviews
- Highly likely to recommend
09/12/2014 - chelsea cres
Closed purchase loan. Dam East-West, Aurora, CO
My situation was a bit out of the normal and Mike was able to work around it and get me approved for a loan in a VERY short amount of time. He was great to work with and love that he doesn't take himself too seriously!! It was a pleasure.
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- Highly likely to recommend
08/11/2014 - user6841595
Closed purchase loan. Parker, CO
Due to a miscommunication, Michael did not know we were under contract until two weeks in. He still managed to get everything done so we could close on time. Every time we talked with Michael, it sounded like he was smiling, even though the pressure was on to get things done. We are very grateful for Mortgage Mike and will use him again for our next mortgage.  MoreLess
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- Highly likely to recommend
06/30/2014 - Davenport06
Closed purchase loan. Hampden, Denver, CO
Mortgage Mike was slightly more expensive than my bank, which made me hesitate at first, but in the end it was well worth it. Instead of the 9a-5p, M-F, waiting on hold service I have received from banks for loans in the past, Mike was extremely responsive and got answers to every single question I came up with. Mortgage Mike is very personable and easy to get along with!  MoreLess
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Professional Information
Michael Heldt
American Pacific Mortgage
8400 E Prentice Ave., Suite 750
Greenwood Village, CO  80111
(720) 224-2337Click to view
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Member since:
  • 277861
Other Licenses:
  • 10029714 (Colorado Division of Real Estate)