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Profile picture for Michael Sganga

Michael Sganga

Lender

Loan Officer (20 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity

Ratings & Reviews

 

  
 

10/15/2010 - AndrewInFlorence
Closed refinance loan. Coles Crossing, SC 29505

Mike was very helpful and extremely accurate with his overall quote from start to close.

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Response from Michael

 

  

06/07/2010 - btmcan
Gave me a quote on Zillow, but it did not work out. Humbert Woods, SC 29455

Mike worked relentlessly to help me refinance my second home, keepin me informed at every turn. Due to some purely arbitrary regulatory requirements that could not be satisfied we couldn't close the loan despite his efforts on my behalf. I have to recommend Mike for his market knowledge and tenacity in trying to get the lenders to waive these requirements on my behalf. I would definitley recommend him to a prospective borrower.

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Response from Michael

 

  

07/19/2010 - cdufford
Closed refinance loan. Blackwells, Marietta, GA 30062

Mike got us a great rate and worked hard throughout the process, keeping us informed and answering all of our questions along the way. Couldn't ask for more.

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Response from Michael on 07/19/2010

Thank you

 

  

08/09/2010 - magicalyak
Closed purchase loan. Payne, Acworth, GA 30102

Mike did a great job and I would certainly recommend him. We had lots of questions that he was able to answer at all points.

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Response from Michael

 

  

02/04/2010 - anuprn
Gave me a quote on Zillow, but it did not work out. Ocee, Johns Creek, GA 30005

Mike offered the best rate and fees out of all zillow quotes and that was the primary reason to contact him. He could even gladly lock me into a further improved rate, as the market had slightly gone better by the time the application process was started. He was also very responsive to the emails/phone calls and was always enthusiastic to answer any queries with the maximum detail. Obviously, he will be my first choice for any future loan needs. I would like to thank him for a pleasant experience and wish him all the success in his business.

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Response from Michael

 

  

04/21/2010 - rjfeltus
Closed refinance loan. Smyrna, GA 30082

Mike was faithfuland honest to the end. He explained the entire process and answered all of my questions patiently while maintaining his committment to his original quote. I did not see any unjustified changes in my application whatsoever; in fact, my initial quote (aside from the interest rate which we agreed would float for a while) was actually higher than my final closing costs. He's an ethical and honest man, and he even called me while processing my loan from a hospital emergency room as his son was being treated for a motorbike mishap.

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Response from Michael

 

  

02/07/2010 - bmjks1
Closed refinance loan. Blackwells, Marietta, GA 30062

I do not give away high ratings easily, but Michael Sganga was outstanding to work with. He has the heart of a teacher and was always very helpful whenever I had questions or concerns. He also delivered on getting me a very low rate and very low closing costs to maximize my experience. Thank you for your patience and efforts, Mike. Brent

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Response from Michael

 

  

04/21/2010 - rlr123
Closed purchase loan. Ocee, Johns Creek, GA 30005

Mike is the best! I closed my first home with Mike in Alpharetta, GA and had millions of questions and concerns, but he was able to guide me through to closing very smoothly. He offered me a great rate and was able to lower it even further. His estimations were very accurate, and he was always on top of things. What sets Mike apart is that he is upfront with you and is very honest about the whole procedure. I would definitely recommend Mike, he is professional, sincere, dedicated, diligent and responsive, in fact I was so pleased with him that my brother is now doing his refinancing with Mike.

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Response from Michael