Our agent recommended Chad to us when we started looking for a home last year. Because we were buying our first home we had a lot of questions, all of which he answered. He explained everything that makes up a mortgage payment and helped us understand what we could afford. Chad made the borrowing process quick and painless. He got us a great rate and had everything ready to go for our closing which made buying a home so much less stressful. We highly recommend using Chad Bergman as your lender.