Nick helped us with the mortgage on our first home. We didn't know anything about the process, but he explained everything and was always available to answer questions. Nick and his team made the whole process very smooth and quick. I would highly recommend Nick to anyone in need of lending.
I have now used Nick for financing 4 investment properties and will continue to turn to him for future mortgage needs. Nick has assembled a great team of professionals that manage any issues that arise in an expeditious manner. The difference between using Nick for my mortgage needs vs. the big name financial institution where I normally bank is without exaggeration night and day in terms of responsiveness and managing through any underwriting challenges. I have recommended Nick's mortgage services to friends and co-workers and will continue to do so.
Easy to deal with. Helped make
The refinance process easy with his clear explanations of
The process and expectations. Got me a better rate that I was able
To find elsewhere as well so I was happy to save that money. Would
Nick has helped me with 3 morgages and refinances now. I have been extremely happy with his services. He is knowlegeable, quick, and kind. I had no problems filling out forms and making decisions because Nick was there to help. My work was so busy but Nick accommodated my schedule and made all the process seemed smooth and easy. I have recommended my friends to go to him for morgage and refinance. I will definitely go to him if I ever need one again.
If you are looking to refinance your mortgage and want to be treated like a person and not a number, then use Nick Salem at Cobalt Mortgage. His staff is very personable, respectful, and completes everything in a timely manner.
I have now used Nick on four different mortgage opportunities and am constantly amazed how he not only delivers on the lowest rates possible but was able to get everything wrapped up so quickly. I previously worked with several banks and brokers and now feel fortunate to only work with one person as it makes everything so much easier. Keep up the great work.
I could not have been happier with Nick or his supporting team. All of my questions were answered in a timely manner and I had no problems being able to pick up the phone to discuss time lines, current rates or the current status of our mortgage process as things changed. Being a first time home buyer I was overwhelmed by the process as a whole, but Nick made it a simple and easy process. Nick was even there at the title company when we signed all that paperwork just to make sure that there were no last minute problems or questions. He made sure we understood what we were signing and answered questions that even the title company didn't know. A+ Nick. My wife and I couldn't be happier with our house or our lending experience.
I was a first time home buyer applying for a loan for a home in West University. I honestly had no idea what to expect and knew nothing about the process. Nick and his team really helped me by explaining and talking me through everything step-by-step. The process went extremely smoothly. Everyone I spoke with at their office really knew what they were doing and they were all really good at communicating with me and eachother regarding my loan. I refer all my friends to Nick and his team at Cobalt.