In Indiana taxes are in arrears not like in other states. So as I said you will have to contact title company to see if it was a final pro ration or not.
Call the title company and see if it was a final tax settlement. Some closings are and some are not depending on the paperwork that was signed at closing.
Since January 1, 2013 110 homes have sold in Merrillville. I guess it depends which price range you are talking about as only 6 homes over the 200,000 range and about 35 were from 100 to 200000.
Pre foreclosure is when the bank starts sending the paperwork that you are in default and then the 2000 documents afterwards. Foreclosure is when it has been to sheriff sale and the bank now has the house back.
A competent loan officer with some experience can tell you how to go about working on your credit score. Please be very careful there are a lot of "credit repair" scams out there.
It is home owners posting that they would move if you paid them the amount they are asking for their home.
Most areas have ordinances about farm animals the best thing would be to call the county and check.
You will still need to qualify for a loan which means that you have to have an acceptable credit score and the home must appraise out for over that amount.
Call your agent and ask her, some Multiple Listing Services (MLS) do not share information. If nothing else your agent can do a postlet and have it show up on zillow and several other sites. Make sure that you listing is on their MLS by asking the agent to send you the listing then look at the days on the market to see when they put it in.
Fannie Mae has time lines for listing the homes, they are fanatics about trying to make the home presentable to list. Clean outs etc.. take time because the owner must be notified of the ability to claim their belongings. Even though it has been purchased back by the bank and then turned over to Fannie Mae I have seen a 6 month period sometimes to put them on the market and that is if there is no pending litigation from the previous owner.