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Confirmed Lender

VP (19 years experience)

Purchase Loan,
Mortgage Planning

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Oceanside Mortgage is a direct mortgage lender that focuses on FHA and Freddie Mac refinances.  We are an approved mortgagee with the FHA (#10090-000-34) and an approved seller/servicer with Freddie Mac (#159639).  We understand how important it is to protect your equity, so we sell all of our loans with low or no closing costs.

Ratings & Reviews


08/25/2014 - davidfurginson1
Was pre-approved.

We are still working together to find the right house ! The house I asked Oceanside to help with the Financing was sold when we put in our Offer.! Still they remain in touch ready to close out the Financial side of the Closing ! Their rates were lower than six Quotes including my Bank Chase I can tell you they are on top of things No question is too Small it's good to know they are ready when I am !!!  More Less 

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08/21/2014 - ailoutwar
Closed refinance loan. Winter Park, FL

I was working on an FHA streamline with another lender (Loan Depot), who was taking weeks to get anywhere, with a decent rate on a new 30-year, despite being 8 years in with overpayments. I got a mailer from Oceanside and gave them a call just to kick the tires. Robert Oliver quickly assessed my situation, and found that a 15-year was a better option for me - lower rate, faster repayment.

there were some hurdles, but Oceanside was very knowledgeable about the FHA requirements and Florida law, specifically homeowner's insurance and H06 requirements. I tried to keep working with Loan Depot out of loyalty, but they got paperwork wrong, names/addresses wrong, and they didn't seem anywhere near as knowledgeable - I had to supply THEM with information on Florida and HO6 rates, and push them for a 15-year as a better option.

After more wasted weeks I kicked Loan Depot to the curb and went with Oceanside. Now we've closed, my old mortgage is already paid off, and a small overpayment is on its way to me. I am happy so far, and recommend giving them a whirl for your refinance or FHA streamline.
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04/23/2014 - jerbarby
Closed purchase loan. Brick, NJ

I tried with another company over 2years to get a mortgage and they jerked me around. I applied to Oceanside mortgage and in 3 months I got my mortgage and closed on my home. Steve stone and Vicky where wonderful, kind and very helpful. I would recommend them to any one. Thank you Oceanside.

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