Oceanside Mortgage is a direct mortgage lender that focuses on FHA and Freddie Mac refinances. We are an approved mortgagee with the FHA (#10090-000-34) and an approved seller/servicer with Freddie Mac (#159639). We understand how important it is to protect your equity, so we sell all of our loans with low or no closing costs.
We are still working together to find the right house ! The house I asked Oceanside
to help with the Financing was sold when we put in our Offer.! Still they remain in touch ready to close out the Financial side of the Closing !
Their rates were lower than six Quotes including my Bank Chase I can tell you they are on top of things No question is too Small it's good to know they are ready when I am !!!More Less
I was working on an FHA streamline with another lender (Loan Depot), who was taking weeks to get anywhere, with a decent rate on a new 30-year, despite being 8 years in with overpayments. I got a mailer from Oceanside and gave them a call just to kick the tires. Robert Oliver quickly assessed my situation, and found that a 15-year was a better option for me - lower rate, faster repayment.
there were some hurdles, but Oceanside was very knowledgeable about the FHA requirements and Florida law, specifically homeowner's insurance and H06 requirements. I tried to keep working with Loan Depot out of loyalty, but they got paperwork wrong, names/addresses wrong, and they didn't seem anywhere near as knowledgeable - I had to supply THEM with information on Florida and HO6 rates, and push them for a 15-year as a better option.
After more wasted weeks I kicked Loan Depot to the curb and went with Oceanside. Now we've closed, my old mortgage is already paid off, and a small overpayment is on its way to me. I am happy so far, and recommend giving them a whirl for your refinance or FHA streamline.More Less
I tried with another company over 2years to get a mortgage and they jerked me around. I applied to Oceanside mortgage and in 3 months I got my mortgage and closed on my home. Steve stone and Vicky where wonderful, kind and very helpful. I would recommend them to any one. Thank you Oceanside.