oldskoolballr's Advice

I can't comment on this specific instance but CapWest does have a very good reputation in the KC market.  They are also very aggressive with their pricing so I wouldn't be surprised if they closed a loan without your typical margin. 

I didn't know Platte County had homes in that price range.  It must be a mansion.

Was your HELOC purchase money or did you open it after the 1st mortgage?  Maybe the rules have changed but this could be a cash out over 90%.

I'm a big fan of your post Gregorio.

Only if it requires a large lump sum payment up front.

I live in Overland Park and can tell you the people I associate with will stay away from NBoKC like the plague.

Thanks for the personal email Reno.  I took your question seriously and provided a serious answer.  It doesn't matter what improvements you have done to your home if there are not comps that can support it it means nothing.

Here.

Although I'm sure mistakes happen I doubt the appraiser is out to get you.  I think it's time to accept the fact your home isn't worth what is once was.

Keep up the good work and timely payments.