I can't comment on this specific instance but CapWest does have a very good reputation in the KC market. They are also very aggressive with their pricing so I wouldn't be surprised if they closed a loan without your typical margin.
I didn't know Platte County had homes in that price range. It must be a mansion.
Was your HELOC purchase money or did you open it after the 1st mortgage? Maybe the rules have changed but this could be a cash out over 90%.
I'm a big fan of your post Gregorio.
Only if it requires a large lump sum payment up front.
I live in Overland Park and can tell you the people I associate with will stay away from NBoKC like the plague.
Thanks for the personal email Reno. I took your question seriously and provided a serious answer. It doesn't matter what improvements you have done to your home if there are not comps that can support it it means nothing.
Although I'm sure mistakes happen I doubt the appraiser is out to get you. I think it's time to accept the fact your home isn't worth what is once was.
Keep up the good work and timely payments.