Profile picture for Patty Hopkins

Patty Hopkins

Agent

1 Recent Sales (last 12 months)

Realtor, GRI, SFR (10 years experience)

Specialties:
Buyer's Agent,
Listing Agent,
Foreclosure,
Short-Sale

Advice

  • (19 Contributions,
  • 0 Best Answers,
  • 3 Helpful)

Contributions are sorted newest to oldest.

how long do I have to wait to buy another house, if I did a short sale on my house now?

Answer

I have been told by both lenders and real estate lawyers that you can generally get another home loan 2 years after a short sale.  It's not the short sale that hurts so much but the 30, 60 and 90 day late payments.  If you completed a short sale without having any late payments then you might be able to get another loan immediately.  Really!  If you would like some referrals to local real estate lawyers feel free to contact me.

  (0)
how can I determind how much my house is worth

Answer

Hi TeriArnold,I am a full time Realtor who lives and works in Solano County.  If you call, text or email me your address I would be happy to run the comps and give you a fair market value.  Patty HopkinsKappel & Kappel Realtors[contact information deleted by Zillow moderator.  Please read our Good Neighbor Policy]

  (0)
i'd like to know what my house would sell for now?

Answer

Hi Ed,I am a full time Realtor in Solano County.  Feel free to call, text or email me with your address and I can email or call you with a current market value.Patty HopkinsKappel & Kappel RealtorsPatty@PattySold.com707-685-5478

  (0)
Preparing to Purchase

Response

Wow, this post generated some heated replies!  I have represented buyers who used a VA loan and brought no $$ in to the deal because I negotiated for the seller to pay the closing costs.  I have also represented many FHA buyers who only had to contribute the down payment of 3.5%.Just saying....

  (0)
my husband asked me for a divorse can I buy the house.

Answer

I would add that the law may be different in your state and you should check with a good lawyer.  Generally, here in California you can buy our your soon to be ex, but I wouldn't recommend doing it without counsel.

  (0)
buying a home without a title search

Answer

It might not hurt to consult with a lawyer, but if the Realtor advised the buyer to get a title search and they still decided to proceed without one then I doubt there was any neglect of duties by the Realtor.  If the Realtor did not recommend a title search then they didn't fulfill their fiduciary duty to the buyer and there may be a reason to sue the Realtor for damages. Best of luck- this is a tough situation!

  (0)
buying a home without a title search

Answer

Probably yes. In California all liens need to be cleared before the transfer of title, otherwise they go with the property.   I'm curious, did the purchaser use a Realtor? 

  (0)
Possible to buy a home on short sale if name is in deed?

Response

I think your best bet is to contact a real estate attorney.  If you were deceived or coerced into signing any paperwork then a good lawyer should be able to help you.  In my area you can get a consultation for $150-200.  Good luck!

  (0)
How to Handle a Bad Agent?

Answer

I agree with the other two responses.  An additional thought would be to file a complaint with the state association of Realtors if your agent is a licensed Realtor. 

  (0)