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Mortgage Banker (13 years experience)
Ratings & Reviews
First off let me start by saying pearl was not my first stop in the mortgage process. I won't mention what company almost lost my property. But if it wasn't for Patrick Haywood with pearl mortgage, I would have lost a property I really wanted. Patrick really made my mortgage process painless. I will use him and his company again if I'm in the market again. And I will defiantly send my friends and family his way..<br/><br/>Sincerely,
One happy customer.
First off let me start by saying pearl was not my first stop in the mortgage process. I won't mention what company almost lost my property. But if it wasn't for Patrick Haywood with pearl mortgage, I would have lost a property I really wanted. Patrick really made my mortgage process painless. I will use him and his company again if I'm in the market again. And I will defiantly send my friends and family his way..
Closed purchase loan. Old Irving Park, Chicago, IL
My family has worked with Patrick for years. He's always been a great asset during the home-buying process. We've referred Patrick to several friends and family members and they all have praised his work.
Closed purchase loan. South Elmhurst, Elmhurst, IL 60126
Very knowledgeable, explains every detail of the loan process so it's easy to understand. Responsive , great follow up. Could not have made a very difficult loan go any smother.
My house purchase was a short sale. The entire process took 6 months due the difficulty of working with the seller and there bank. Pats diligence and knowledge of working through a short sales was invaluable. Could not of happened with out his help.
I am currently working with Patrick and I'm super satisfied with his Professionalism and Service. I recently recommended two of my clients that were previously working with another lender, and both clients were not only impressed with his professionalism, thoroughness, and his ability to easily explain and inform them about the buying/borrowing process, but they were happily surprised to see that they would be getting an even better rate than from their previous lender. I highly recommend Patrick, and would glad work with him any time.
I contacted Patrick Haywood back in 4/13. I was going to be looking for a new home but I had some hurdles to jump through. I am self-employed and owned a townhome that was underwater. My family was growing out of the small 2 bedroom townhome fast. I had to get a new house but it seemed like all the banks were just being stingy with everyone, especially myself being self-employed, and already owning a home that we couldn't sell to break even. My long term goal was to get into a new bigger home, and rent out our existing town home so we wouldn't have to pay 10k to 20k just to sell it. To make matters worse, I didn't want to wait around for years saving 20% down payment on the new home, I just wanted to try to buy with 5% down. Patrick gave me the goals I needed to accomplish to purchase a new home in 2013. I was pre-approved in November of 2013, also I was able to purchase a new home with only 5% down (what a godsend!). We were able to get cleared for the new home with my business income and my wife's income alone. I thought it would be impossible but Patrick made it happen! We just closed on our beautiful new home on 12/6/13. He was extremely knowledgeable and answered all my questions promptly (and I had a ton of questions!). Did I mention that the closing costs were cheap too??? I couldn't recommend Patrick more, he was simply awesome. I have already referred him to my mother who is looking to refinance her home, and also a friend who is looking to go through the exact same purchase (while keeping their previous home as a rental property) process that I went through. Patrick will be my mortgage/refinance go to guru for as long as he is in the business. Thank you Patrick! Don't look around and feel all these mortgage brokers out, CALL THIS GUY!