My wife and I have used Vince for our past three loans and all future ones. We've recommended him to several of our friends and they all found the same level of excellent customer service and straight talk. My wife had less than ideal credit and he worked with us for months to get it where it needed to be. Fast forward we got a great deal on all of our loans (he is very open and honest about all the numbers - just a great guy), my wife's credit is in 700s and two of my friends have recommended him after getting a loan through Plum Creek Funding. You will not regret using Vince and the great team over at Plum Creek Funding.