Profile picture for Debbie Kendrick

Debbie Kendrick

Agent

Real estate agent (29 years experience)

Specialties:
Buyer's Agent,
Listing Agent,
Relocation,
Short-Sale

Advice

  • (10 Contributions,
  • 0 Best Answers,
  • 0 Helpful)

Contributions are sorted newest to oldest.

What can I do to get more (or better) quotes for my loan request ZR-RSJWCXC

Answer

Where is your Homestead Property? Banks aren;t giving loans freely any Longer infact you must Jump hoops.  You claim the one you tried to finance is a rental.  You are on limited Income also, so if you didn't count rent, there is probably no way of paying the loan,  My suggestion is try your Primary Address and if so with a line of equity while you pay off yor rental. The Bank feels the same way you do,  you less tend to walk away from the one you Homestead.

  (0)
True or False...First offer is always the best offer?

Answer

The First One is The Charm!  The first offer isn't a valid Offer until Presented, and discussed. I always Call the Agent on the Other Side to make sure she received the Contract. I start off there feeling out the matter  and stating Part of what I still might have been Authorized to say but haven't already.   Work things out, just an Offer isn't anything, make that Baby into A CONTRACT!  It Nice when everyone can Win!   Or even left feeling Like A Winner!

  (0)
How can I get a value estimation of the apartment in the basement of my home?

Answer

Usually when this question is being asked the person asking already has a price choosen. There is always a high price and then a low acceptable price.  What it is worth;  is what the market and consumer is willing to pay!  What is the supply & demand in the area. I personally have the same size units rented for more and then less; depending on the season and the reason...  Also, someone living on your property is different than a normal rental.  I would hand pick the person and then be concerned about the price. How is water, electric and sewer being paid?Alot of questions to be considered. Good luck to you!

  (0)
Is this allowed?

Response

Realtors ha certain Guidelines to Follow and Loyalty is in our Code of Ethics. However, passing Judgement without all facts is difficult. Perhaps the Seller agreed with the Listing Agent. Let's agree we all love a Bargin, especially if it's fulfills a need or want. Some Sellers are willing to Deal in sufficent losses in order to move nowadays.   Some Sellers suggest marketing their home as a Bargain.  I tend to feel my Client out, find out what they want me to accomplish and with care procreed. It is nice when it's a Win/Win for all Parties!

  (0)
Listing activity reports

Answer

I have not seen one. Tough question, you are referring to Viewing on MLX, correct?

  (0)
How can I get in touch with a pre-forclosure that is not listed on MLS.

Answer

When you are dealing with a pre-foreclosures property, it is a journey, not a quick answer. There are several ways you could try to be possibly Successful. Look into the County Tax Records and see who owns it  and is the house homestead?  Look and see if the Lis Pen Notice from the Bank has been served? In the notice which can be obtained from County Public Records, take notice if a different address is on any notices.  Go to the Post Office and see if there is a forwarding address.   Maybe it's as simple as knocking on the door and asking the Owners their situtation. Now saying all that and reading your question again I hope that is what you are searching for!  Give me a Call or email and I'll be happy to research for you!

  (0)
Loan Modifications

Response

With Real Estate being slow; as I am an Active Realtor in Florida, I took a little job working as an Investigator Field Rep for modifcations on present loans going into short mortgages  and try to prevent foreclosures. Happily I can say; I have seen & presented loan modifications that the interest rates went from 9.5 to 7.  Also, that the banks have reduced the loan amount, chalked off the late fees and reinstated families back into a mortgage they can afford. Making the arm loans to a fixed 30 year.  It does take alot of work and phone calls, speaking the correct verbage but it is Real and Being offered.

  (0)