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Profile picture for Rick Hughes

Rick Hughes

Lender

Area Sales Manager (20 years experience)

Specialties:
Purchase Loan,
Refinancing,
New Construction and Renovation,
Home Building

Add personality to your profile! Tell the community about yourself, your home, and your profession.

My 20 years in the mortgage industry have taught me that there's no substitute for providing the highest level of customer service by exceeding expectations. I believe that honesty and integrity during the entire process are essential, and hope to help you make an educated and well informed financial decision that will allow you to reach your short and long term goals. As the mortgage industry continues to evolve, Home Savings continues to provide flexible mortgage solutions that help clients obtain a mortgage that fits their specific needs.

Need a special kind of loan? My specialties include NEW CONSTRUCTION, RENOVATION and NEW HOME PURCHASE LOANS. 
I also offer PORTFOLIO LOAN PROGRAMS for unique circumstances that require a different perspective.   I'm excited to be with Home Savings and offer you the best possible combination of knowledge, service and flexibility for an exceptional mortgage experience!

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About Rick Hughes: <p>My&nbsp;20 years in the mortgage industry have taught me that there's no substitute for providing the highest level of customer service by exceeding expectations. I believe that honesty and integrity during the entire process are essential, and hope to help you make an educated and well informed financial decision that will allow you to reach your short and long term goals. As the mortgage industry continues to evolve, Home Savings continues to provide flexible mortgage solutions that help clients obtain a mortgage that fits their specific needs.</p> <p>Need a special kind of loan? My specialties include NEW CONSTRUCTION, RENOVATION and NEW HOME PURCHASE LOANS.&nbsp; <br/>I also offer PORTFOLIO LOAN PROGRAMS for unique circumstances that require a different perspective.&nbsp; &nbsp;I'm excited to be with Home Savings and offer you the best possible combination of knowledge, service and flexibility for an exceptional mortgage experience!</p>

Ratings & Reviews

Rick and his staff at Home Savings and Loan were extremely helpful and thorough throughout the entire loan process. They provided me the best loan options and rates amongst any other competitor as well. I had heard horror stories about acquiring a mortgage and closing but I honestly had no problems. Highly recommend his services.

  

07/09/2014 - zuser20140305071336975
Closed purchase loan. Washington, PA

Rick and his staff at Home Savings and Loan were extremely helpful and thorough throughout the entire loan process. They provided me the best loan options and rates amongst any other competitor as well. I had heard horror stories about acquiring a mortgage and closing but I honestly had no problems. Highly recommend his services.  More Less 

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Response from Rick

 

  

03/25/2014 - Unknown
Closed refinance loan. Weirton, WV

I have been working in a professional capacity with Rick for over 10-years. I bring him into the Personal Finance Class I teach at a local University to teach my students how to build credit & buy a home. I have recommended numerous people to Rick throughout the years without a single complaint. In fact I refinanced my own mortgage with Rick. What I love and respect most about how Rick does business is that he breaks everything down into an easy to understand way that takes a very complicated cumbersome process into an experience with little surprises. You know what you are doing and what to expect every step of the way. I would recommend Rick Hughes to everyone I know. In fact I do.  More Less 

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Response from Rick

 

  

03/12/2014 - user5486687
Closed purchase loan. Beech Park, Avon Lake, OH 44012

Recently worked with Rick on a new home purchase loan. Everything was hassle free and went smoothly. Good rates and prices.

He is very knowledgeable and client oriented---what I mean is that he asked thoughtful questions about my wife's and my financing interests and provided helpful information. He didn't try to push anything, just provide his expertise.

Very responsive, easy to contact via email or phone. Also felt good to work with a regional bank, better overall customer experience and able to support local business.
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