Robert Monk's Discussions

I'm new to Zillow, and I'd like to get some opinions about Florida Waterfront property, especially the Destin and Santa Rosa Beach areas. Anyone have any thoughts about where the prices are headed?

Thanks, Andrew, for your comment. Things are looking a little flat here as well. Keep your fingers crossed, that might help!Regards,Robert Monk100% Realty, Inc.www.rmonk.com

Anyone out there in Zillow-land ever had an experience with renters who pay a month or two of rent, then decide to stay a while for free? I just went through such an experience, and there are still a lot of loose ends to tie up, but I've got a lot of questions I'd like answers to, such as, how to get even with these scumbags.... I welcome any advice and suggestions.

So, with all the bad news out concerning the economy, do you think the Fed is about to lower the interest rates? Sure you do. Next question - How much?1 point maybe???

Florida Real Estate is beginning to get its legs back.  If I can be of any help to you, just say the word! Robert Monk, Realtor, 100% Realty, Northwest Florida

Federal Interest Rates vs Consumer Interest Rates... (edit/delete)Can we open a dialog about interest rates...?Question: Why is it that when the 'Fed' lowers interest rates and none of this discount ever reaches the consumer?When the Fed lowers an interest rate, it is doing what, exactly? Is the Fed just lowering the amount of interest it charges to its own clients for the money it creates in the form of bonds?If that's anywhere near correct, then when the Fed issues bonds, it further dilutes the value of the dollar, meaning the value of America.So, if consumers who take loans from banks to buy beachfront property in Santa Rosa Beach, Florida, or a home for sale in Driftwood Estates, don't get the discount from the Fed, who does?Obvious answer, those who borrow directly from the Fed by purchasing bonds to serve as collateral for funds they loan to consumers.Those borrowers are what... banks, mortgage companies, and other financial institutions?So, can it be said that every time the Fed lowers their 'interest rate', the financial institutions get a raise?Why can't we, consumers, borrow directly from the Fed? Cut out the middle man, so to say...

Salut francophiles!J'habite a Santa Rosa Beach, Florida, ou nous avons les plus belles plages du monde, sable blanc et fin, ocean emeraude, et riche en poisson.  Nous avons quatres saisons differents en climate - il ne fait pas trop chaud toute l'annee.  Je suis agent immeubilier, et il y a beaucoups d'affaires excellentes ici, surtout avec le prix de l'Euro contre le dollar.   Les taux d'interet ici sont pres de zero.  Quand les taux d'interet vont augmenter, la valeur du dollar va augmenter aussi.  Alors, il ne faut pas attendre trop!Robert Monk, Florida Real Estate Agent,(deleted for self promotion)