Robin Lynch's Discussions

There is really no rule to use in calculating a realistic offer. Naturally, the buyer wants the best price and value and the seller wants the highest price, but negotiations can be influenced by many factors, such as a seller who may be changing jobs and wants to sell quickly, or a buyer who really wants a specific home.After you've looked at the home's features, asked questions, checked comparables, and talked about it with your realtor, you should have a good idea in your heart of what the home's value is in the current market. Consider what you can afford and make an offer.Most buyers and sellers negotiate on price until both agree. When the price is agreed upon, the paperwork will be signed and initialed as needed by both parties. At that point, you typically will begin the process of arranging for home and wood destroying insect inspections.

Staging is not for everyone. Have you discussed any other marketing techniques with your realtor?

Companies like this Iggyshouse.com won't stay around long, they never do. But, they will send out the message that as agents we are not worth the fee we charge(no matter what fee you charge). They are taking the value our of our service. First they started by saying that you don't need an agent to help you find a house.....find it yourself and we'll pay you mentality. Now, they are basicly saying that you don't need an agent to sell your house, all they do is put it in the MLS anyways and we'll do that for free.

Then again, one is not expected to live in a staged home. Staging is done for the open house. Furniture is usually rented out. Vacant homes are usually staged.

The real estate agent will list your home with the multiple listing service, and this will get your home a ton of exposure to other agents and brokers. Look into getting your home on Realtor.com, and make sure that you pay the money to put the six photos on the site. If your agent?s company has a website, make sure your house?s listing is easily accessible on their site. Get a classified ad in your local newspaper. People still do look at the classifieds for listings. Also, for FREE you can create a real estate post on Craigslist.org. Simply find the city you live in or the closest one to you and post in that city?s craigslist. It allows you to write a summary of the home and post four photos for ABSOLUTELY FREE!Make sure you have an open house once per weekend. People love being able to do a walk-through of the home and open houses make the potential buyer feel more comfortable, because they know they aren?t barging in on your family unexpectedly. You need to clear out as much junk as you can on the interior of your home. Buyers like to visualize their own stuff in your place, so make sure that you get rid of all of the clutter, maybe even some old furniture that you don?t want anymore.Create fliers and put them up wherever it is permitted to do so. If you work for a large company, post a flier by the water cooler or in the break room. Make it known to your local church or other organizations that you are involved in that your house is up for sale. You will be surprised how the word spreads among your network of friends and acquaintances. Also, don?t forget the sign in front of your yard!Now that you?re marketing the heck out of this place, the buyers are going to start rolling in with their offers and demands. This begins the negotiation and closing phase.

We all know about the subprime meltdown. We know about the increase in forclosures. As more and more people get into trouble with their homes there will be more and more predators out there looking to take advantage of them. All consumers should be aware.So when you see a sign on the street that says 'We Buy Houses' or something akin to this, be very, very leary. Are all these folks scammers? No. But some of them sure are.What are the types of scams out there? Simple -Bailout - scammer offers to purchase your ome for less than its value. You then rent and buy back eventually, maybe. More than likely, you'll never be able to and the scammer gets to sell at current market value.Fake Home Sale - scammers convince you to hand over the deed before they've actually paid the loan off (which they claimed to do).Bogus help - the most common one where a scammer simple demands up-front money to help you with your foreclosure. Guess what, there probably isn't going to be any help.Tips for homeowners to avoid becoming victims?Don't pay any fees upfront.Talk to a lawyer before signing over your deed.Don't just trust the person and sign a contract without a thorough review.Get everything in writing!Don't fall for pressure tacticsTalk to your lender first, before talking to a potential 'vulture'Consult with a lawyerConsult with a non-profit organization designed to help people in trouble.

Short pay-offs and redemptions are alternative techniques to allow an owner to close on the sale of property worth less than the debts secured by it. Depending on the circumstances surrounding a particular property and seller, either alternative may be possible with each option having its own pros and cons.A "short pay-off" or "short sale" is a transaction in which a lender agrees to accept less than it is owed to permit a sale of the property which secures its note. (Throughout these materials, the term "lender" or "lenders" refers to the collection of institutions aligned on the "lender's" side, which might include the holder of the note, a loan servicer, and a private mortgage insurance company.) HUD seems to call these sales "Pre-Foreclosure Sales."In a typical short pay-off, the lender agrees to accept the net proceeds from the closing (the sales price, minus the cost of closing the transaction, including your commission), perhaps with some additional consideration from the seller (such as a promissory note) in exchange for releasing its lien. Lenders do not agree to short pay-offs to be generous. In negotiating the short pay-off, the lender needs to be convinced that it will come out better than it would by foreclosing on the property and pursuing the seller/borrower for its losses. Though short pay-off procedures vary somewhat from lender to lender, most lenders need to be convinced of the following:The sales price under the proposed contract is equal to or higher than the amount for which the lender would be able to sell the property after a foreclosure. The lender will require a market analysis from the REALTOR®; listing the property. The lender will often confirm the market analysis by contacting its own sources, such as an appraiser or the real estate agents which handle its REO sales.The commission under the proposed transaction is equal to or less than the commission it would pay its agent for selling the property after foreclosure. The lender

I think it is great, it is quiet and clean and apparently the most freeze resistant type of supply line of any.

If the patio door is rubbing on the bottom sill plate you can usually tell because the sill plate is worn shiny from the door constantly scraping it. Typically a die cast patio door roller housing will break and the door will drop down. Or an axle will wear through and the door will drop down. Sometimes the rubbing can be corrected by finding the roller adjusting screws which raise the roller and tightening them. You will often see a small access hole often near the bottom of the edges of the patio door. There should be an adjustment screw inside. Dont remove it ! Some patio door roller assemblies fall apart when you take the screw out. Then you will have to remove the door and change the roller. To make it easier to turn the adjusting screw, put a flat blade screwdriver underneath the patio door and take the weight off the roller by lifting and holding the door up by 1/4 inch.If you cant turn the screws you will need to remove the patio door. For safetys sake get someone to help you. Get a freind on the left side of the door and you on the right side. Lift the whole door vertically as far as it will go and try to pull the bottom out over the patio door track. Sometimes the patio door opening has sagged and its hard to get out. I often use a long 2x4 and a hydraulic jack to raise the top plate before trying to remove the door.To get at the patio door rollers on an aluminum door, there is usually a screw on each side of the door which holds the door bottom on. Remove these screws and grab the bottom of the door and pull it off the glass. Hopefully it will come off easily, often they dont. Be very careful if you have to lever it off, the glass can easily get broken.Once the bottom is removed, you will see how the rollers are held in. Usually its with a single screw or with bent tabs of metal or a combination of both. Unbend the tabs and remove the screws and take out the roller.

9 Thursday6:30 p.m. Splash Party and Outdoor Movie ? Saxon Woods Pool Outdoor movie and barbecue, $10 per person. Movie TBA.Check westchstergov.com for more info.