Gary did a great job getting us a terrific low rate loan. We couldn't be happier. He listened to our reasons for refinancing and our future goals with the house and helped us determine that a 15 year loan was the way to go. With this new low rate our payment is similar to our previous. The upside is that we shaved 7 years off our current mortgage and in the long run saved us tons of interest money.
We would definitely recommend Gary to all our friends.