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36 Best Answers
Do any mortgage companies not require a road maintenance agreement?
I just has this issue pop up. Loan was locked on a FannieMae and that would have required a maintenance agreement. Lender switched the rate lock to FreddieMac, and we only needed a comment on the appraisal that private road and shared maintenance was common for the area. No agreement was needed.Look for a lender or broker that deals with FreddieMac and you should have no issue.
2 days ago
Can a non US resident buy a house ?.. If yes then how ?
You can purchase in the US.You don't need a US Social Sec Number. You would not need US Credit.You would need at least 40% to put down.I am only licensed in Massachusetts. Where are you considering purchasing?
3 days ago
Construction Loan Questions
Finding good land in Eastern MA is hard. There are some great local banks that offer construction loans for a lot purchase/home build. Have you not found anything for your tastes in an existing home?Depending on the location, you might find the land prices a bit higher.
6 days ago
Two dwellings on same property covered by one mortgage
You should be speaking to an experience local real estate attorney. Generally, your parents can divide the lot (provided there is no mortgage) assuming that is legal and deed the un-built portion to you. You could then try to secure a construction loan of some sort to do the rest.There seems to be several steps and the first one is investigating if your parents can slice off a lot for you.
6 days ago
2 family dupex-converting into condos?
I agree with Jim. It shouldn't be that much to do if each unit has separate utilities and such. Otherwise it's the cost of having condo docs created and recorded. There is a process and if you have a current mortgage, there is some added procedural issues but nothing a good Realtor and Real Estate Attorney couldn't guide you through. You should also discuss the tax and financial issues with a tax advisor.
I am a private lender willing to lend to investor what are the guildline to follow?
If you want to lend, you can make up your own guidelines and rules. I would suggest partnering with an real estate attorney as you will want to make sure any deal you do will have proper legal protection.What state are you in?
New promotion - will it affect how much I can borrow?
Your new salary with the raise will be used. Yes you could qualify for more but it will really depend on how much you can put as a down payment.
What type of morgage?
I would suggest speaking to Nic:http://www.houseloan.com/nicnetherton/calc.html
Why you should not do business with Amerisave
User:Was your loan for a primary residence? You could also file a complaint with the regulating agency in your state in charge of mortgage licensing.
Give this guy a call:http://www.zillow.com/profile/Chris-Corica/
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