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Southeast Mortgage of Georgia, Inc., SEM, was organized in 1993 with the same belief it has today "provide clients with competent advice and great service". Today SEM is the largest Non-Bank Lender in Georgia with a Seller / Servicer certification with Fannie Mae and Freddie Mac. In addition, SEM is an Unsupervised Direct Endorsed Title II Lender with HUD. SEM has the highest certifications available in the Mortgage Lending Industry.
All of SEM Mortgage Loan Originators are licensed and comply with the SAFE ACT, Secure and Fair Enforcement for Mortgage Licensing Act, which was signed into law on July 30, 2008 by President George W. Bush. This ensures our clients get competent advice and a product that fits their needs.
To ensure our clients and our real estate professionals receive great service, SEM has vertically integrated our direct mortgage operation with Underwriting, Processing, Document Preparation, and Funding and located them in Atlanta, Georgia. SEM guarantees an 8 day close.