Profile picture for Michael Hansen

Michael Hansen Reviews

Michael Hansen
Real Estate Mortgage Broker, Ca BRE, Personal NMLS


Purchase Loan, Refinancing, Home Equity, Mortgage Planning

- Highly likely to recommend
02/09/2014 - alexh kang
Closed purchase loan. Olde Torrance, Torrance, CA
Michael is an excellent broker. My wife and I recently purchased a property in Torrance, CA and Michael was able to get us highly competitive rate (actually, we had three other lenders but didn't even come close to what Michael was offering us). As first time homebuyers, we had so much questions and concerns but Michael always answered every question very thoroughly and resolved every concern with great care. After the initial opening of our escrow, we received clear to close from the lender in exactly 16 days. Just amazing. We had 17 days loan contingency term in our purchase agreement with the seller, so it was wonderful to receive CTC very quickly and having that peace of mind until the actual closing. Michael keeps his promises. He is also very knowledgeable, responsible, responsive, and above all, very friendly and comfortable to work with.

Michael was referred by my brother (who also had very positive experience previously) and I'm so thankful that he did. And there is no doubt about us referring Michael to my family and friends (and fellow zillow users) who might be shopping for purchase loan or to refinance their mortgage.

Without any hesitation, we highly recommend Michael Hansen and So EZ Mortgage with the excellent services provided.
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- Highly likely to recommend
11/26/2013 - jimnic1
Closed refinance loan.
OK... I rarely provide reviews this good but this is a special case.. 1) Michael Hanson has refinanced our property, not once, not twice, but three times in the last four years. This is a long term business relationship which I have never regretted. 2) Financing and refinancing can be a real pain but with Michael's help it was at least bearable. It seems like there are million details and he helps you work through each one. 3) During the mortgage process there are commitments on the part of the broker which are made to the applicant. Michael never failed to live up to each one. Part of this ability is his trait not to commit to something he can't control or, if he doesn't know an answer to a question, he will research it until you are satisfied. 4) Michael was always assessable for questions either via email or telephone.
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- Highly likely to recommend
11/19/2013 - dinnishansen
Was pre-approved. Ranch House Estates, Pine Grove, CA 95665
Michael is an excellent broker, he has advised me several times on what type of loan I should take and if it was the right time. He was more interested in doing the right thing than making money off me.
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- Highly likely to recommend
11/18/2013 - docbloch8
Closed refinance loan. Carlsbad, CA
If you are looking for a knowledgeable and honest loan officer, Michael Hansen is your man. He assisted me with two home mortgage refinance transactions during the recession and was able to get me a much better rate than any of the top banks, including Citibank, Chase Bank, and Bank of America. He advised me on how to close with the lowest possible closing costs and completed the transaction by delivering what he promised. He understands all facets of the loan process and truly wants you to get the best deal. His customer service is outstanding and he is committed to making sure all your questions get answered. He pays attention to details and keeps you informed throughout the process. Best of all he is personable,professional, and polite. I recommend him without reservation and will continue using him as my personal mortgage resource.
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- Highly likely to recommend
10/24/2013 - rrazze
Closed refinance loan. Shadow Hills, Sunland, CA
We have worked with Michael Hansen 3 or 4 times now when we decided to refinance our home as rates moved down. Each and every time Michael was extremely responsive to our concerns and needs and our refi was completed with minimal muss and fuss. We have recommended him to our family and friends and those he could help have been extremely happy with his services.
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- Highly likely to recommend
10/23/2013 - biobaker
Closed refinance loan. Berryessa, San Jose, CA
My husband and I did several refinances with Michael Hansen. His responsiveness to our needs and getting our loan processed quickly with the best lender was handled with Professionalism. He shopped for the best loan rate he could get for us. We were very pleased with his being very attentive, friendly and very consciences manner. Anyone working with Michael will be pleased with what and how he will be able to help them. We ended up doing several refinance deals with him because at that time the rates kept coming down and we were able to take advantage with no additional costs to us to get the lowest rate that we could get on the market. That happened because he was looking out for us.
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- Highly likely to recommend
10/23/2013 - ronald adamany
Closed refinance loan. Laguna Niguel, CA
I was fortunate to have Michael work with me in obtaining a loan on my residence in California, He was professional , knowledgeable, courteous, and prompt in returning calls. He was able to obtain a very favorable rate and terms with no points. He provided me with his personal phone number. Other brokers were contacting me during the process in order to obtain my business. Those conversations were short once I informed them of the rate that Michael secured for me. They admitted they could not match it. I intend to utilize Michael as my broker for additional real estate transactions.
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- Highly likely to recommend
10/21/2013 - lamontenegro
Closed refinance loan. San Dimas, CA
Mr. Hansen was extremely helpful in locating and locking in the lowest rate available. He followed through with everything he said he would. He also contacted me when rates dropped even lower and refinanced me at no cost. I would highly recommend Michael Hansen to my friends and have in the past.
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- Highly likely to recommend
10/21/2013 - k meszaros
Closed purchase loan. San Ramon, CA
Michael has helped us to get a mortgage, then to refinance it at very favorable rates. Michael found fro us loans with no fees and no points. He was with us every step of the way, always available, knowledgeable and efficient. He even taught me some computer tricks to speed up the sending of documents. He made himself available even late nights to accommodate our work schedule, and answered every question we had. After working with him twice, we consider him a trusted friend. I have referred him to family and friends.
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- Highly likely to recommend
10/21/2013 - user0749699
Closed refinance loan. Crescent City, CA
I have refi'd four times in the last several years as the interest rates dropped and have used the services of Michael Hansen each time. His knowledge and advice helped me to lock-in at the lowest rate each time and when I had questions any message left for him were quickly returned either by phone or e-mail. On one refi. the underwriters requested an explanation for every deposit in my bank account and questioned one of the deposits. I became frustrated and called Michael to vent my frustration. Michael responded and was able to negotiate between the underwriters and myself to quickly move the process forward. I highly recommend Michael Hansen.
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Professional Information
Michael Hansen
So EZ Mortgage
801 Newton Lane
Placentia, CA  92870
(855) 955-7639Click to view
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Screen name:
Member since:
  • 1093652
Other Licenses:
  • 01885141 (Ca BRE)
  • 344532 (Personal NMLS)
Michael Hansen's Video