My guess is that they may have installed the new laminate hoping to cover the mold issue. Ongoing moisture is an issue or you would not have mold. Could be wood that underneath that is rotten or was exposed to water, could be improper installation of the floor or subfloor. could be ?You can hire an inspector that has moisture detectors or an infrared system, but mold depending on the type can be expensive to abate. I would be concerned about other things that the seller covered up before the sale. How long have they owned it?
What scam? If you sent money to a scammer, kiss it goodbye. It's gone.You can post the scammers name, part of an email they sent you or a description of the scam here to help others avoid it, but that's about it.
"It's under the Freddie Mac initiative for 20 days . Is there any possibility that it will come back down to the original price? Or should I just give up?"If the house is listed 100K over your budget, you would be wise to look for another house. You can ask your agent to keep watching it, but submitting an offer of 40% less would not fly with Freddie Mac.
No. You as the owner are responsible for maintaining the house insurance you need and setting minimum heat so pipes don't burst. Your agent is not a maintenance person, they are your agent.
Nope you're not proof and nope I'm not agent.I am someone who has talked to many people on Zillow who have lost their money on rental deals and I don't like to see that.This company is NMLS #2771, but I could find no real estate licenses that were registered. Not all states require those, but many states do so when you contact them ask for the real estate license information also if you are considering them.
VA and USDA can be zero down if you qualify. There are some community programs that are also zero down, but probably not for 400-600K. You may be able to do an FHA with 3.5% down if you are not over the limits for that area, but that is still above your 10K down amount. Hopefully, the helpful ZIllow lenders will have other options that might work.
"...by pulling credit up front, they know who to go after if anything is missing.""They did not pull my credit and it's not a scam."Glad to hear they didn't pull your credit or take your money. I wouldn't send any company $500 for a rental to an out of state company, but then again I'm not interested in gambling.Anyone who sends money or rents from anyone without checking business licenses, ownership records, local sources to verify the company is asking for trouble. Look for the scam rental signs and stay safe.
"My point is, if a buyer likes a house they see online it doesn't matter what the commission is to their agent."Yes and my point is that if that buyer signed an agent agreement that does not go away just because they found a FSBO. Unless that FSBO is offering a partial commission, that buyer will be paying their agent the agreed commission whether they want to or not. At 3-6% out of pocket for the buyer, that can be a deal killer.Agents don't just let their buyers walk to a FSBO and buy without them. If they have an agreement, the agent is getting paid. I think flat fee works for some FSBOs, but some agents don't like the commission amounts and do a fair amount of steering to avoid them.
You can. Look for an agent who understands the rules for out of country buyers. It is not a guarantee of a good agent, but it can be a good place to start. You can find out more about the CIPS designation and search for several to interview in your target area. Hope it helps.
"You are out of state, so by pulling credit up front, they know who to go after if anything is missing. "If you let some unknown person from out of state (or country) claiming to be a landlord pull your credit, you might as well post your SSN and personal information on the internet. That is what scammers ask for. Then they offer to send you keys.No office, no being able to check the landlord out in person, no brick and mortar address should mean NO credit or personal information beyond your first name and phone number until you are sure it is not a scam.