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Tony Grego's Q&A
Questions and answers are sorted newest to oldest.
- Questions (0)
- Answers (11)
- Best Answers (0)
- Helpful (0)
I did not get any quotes on my loan request (ZR-KWCPMKP). Can someone help me figure out why?
Answer
Not sure why and I can't find your lead. If you need some help I'm in Castleton. Email me what your trying to do and we will start from that point. Chances are I can helpTony
I did not get any quotes on my loan request (ZR-VZSBMDJ). Can someone help me figure out why?
Answer
Can't find your quote. Give me a call or email if you like. I'm just down the road in Castleton at American Bank. Might be able to helpTony
We've been working on a streamline FHA refi thru a broker for >30 days. Is this a normal timeframe?
Answer
Did you get this done?Even with the new laws we close these in 10-days or less.Let me know if you need any help.Kind regards, Tony
My brother got 5.125% on $244000. His scrore is 685. Is this a good rate. He lives in Indiana.
Answer
Hope everything closed alright?If not give me a call or email. Rates have just dropped again.Kind regards,Tony
Can anyone recommend a local (Central KY.) or online VA lender?
Answer
Were just up the road in Indianapolis and close VA loans in 10-days or less.Let me know if I can helpTony
Any fha loans approving 619 scores? thanks.
Answer
The easiest way is to raise your score. Be careful not to have everyone pull your credit. Go to www.optoutprescreen.com and opt out of offers and in about 30 days you may get the points you need.If you need any help just call or email.Kind regards,Tony
I am applying for an FHA mortgage,my lender says the Appraisal fee is $465.00 Does that sound right?
Answer
Sounds about right. Please note that you do "own" the apprasial and if you need to switch lenders you take the apprasial with you.Good luckTony
Advice
Answer
I find that if it sounds to good to be true it is not true.While you have been through a mess it is now time to focus on the "now"Check with a banker and talk in detail about what you need to do. If you feel comfortable then share some information so they can pull credit and see if a new mortgage can happen. Please note that underwriting is getting very strick. If you want to call or email me I would be more than happy to help.Good luckTony
Refin - Locked in but no close rates down further my options
Answer
Lender is not taking advantage but does have a cost to relock. It is usually aroung .25 to .50 point.Now you can go to another lender but you may have already lost that rate. Friday's have ticked higher. Your deposit should be refunded and you own the apprasial. You would have to start the process all over.I know it is not the answer you want I just let folks know how it works.Tony
I did not get any quotes on my loan request (ZR-PXRCTYV). Can someone help me figure out why?
Answer