Tony Grego's Q&A

Did you get this done?Even with the new laws we close these in 10-days or less.Let me know if you need any help.Kind regards, Tony

Hope everything closed alright?If not give me a call or email. Rates have just dropped again.Kind regards,Tony

Were just up the road in Indianapolis and close VA loans in 10-days or less.Let me know if I can helpTony

The easiest way is to raise your score. Be careful not to have everyone pull your credit. Go to www.optoutprescreen.com and opt out of offers and in about 30 days you may get the points you need.If you need any help just call or email.Kind regards,Tony

Sounds about right. Please note that you do "own" the apprasial and if you need to switch lenders you take the apprasial with you.Good luckTony

Indiana is a "closed record" state. This makes the Zillow estimates not to be the most reliable. To best find out a realtor or apprasior is the only way.Good LuckTony

I find that if it sounds to good to be true it is not true.While you have been through a mess it is now time to focus on the "now"Check with a banker and talk in detail about what you need to do. If you feel comfortable then share some information so they can pull credit and see if a new mortgage can happen. Please note that underwriting is getting very strick. If you want to call or email me I would be more than happy to help.Good luckTony

Lender is not taking advantage but does have a cost to relock. It is usually aroung .25 to .50 point.Now you can go to another lender but you may have already lost that rate. Friday's have ticked higher. Your deposit should be refunded and you own the apprasial. You would have to start the process all over.I know it is not the answer you want I just let folks know how it works.Tony