Tony Grego's Discussions

I think it is a great start. Just finished posting my 23 quote and could not be happier. Now I post real numbers. In fact I have every quote saved with the investors pricing engine and matched with the Zillow ID.No client in their right mind would say yes off this or any initial pricing engine. This portal (which will get better) opens up a great lead portal.The one thing that does not look real good is how my comments post back to the client. It needs work.Bring on 50 on Friday ThanksTony

Been doing this long ago to know I do not have enough info to answer but I need to put in my two cents.1. As far as Countrywide goes I did a blog last week that exposes "no cost." Read the fine print and you will find the cost.2. As far as refinancing you really need to find out what your market is doing. Now I hope it is picking up now but this can hurt you in October. You state that your market is going down and with new sales these will be your comparables in October.Now you should be able to do the 97% FHA refi in  October but you might be flirting with value. You know what you have now. October is a gamble. I will not tell you to do it or not but you really need to find out what homes are selling for right now in your area. That way you can decide. ThanksTony

FHA is the best way to do any high LTV loan. Apprasial will not be a problem if the house is not crap Tony  

Underwriting is getting very strict. If your lender has all conditions met I would stay with FHA. As for locking I would wait until the 30-day window.Good luckTony