Todd came as a recommendation from a friend of ours, and we both have and will continue to pass along that recommendation. He was a great asset to us as we bought our first home. He patiently and thoroughly answered any and all questions we had about the process. From our pre-approval all the way through closing (a process of close to a year for us), he remained available, responsive, and a trustworthy source of information and guidance. He especially helped us to understand the true financial outlay of home ownership and guided us to an appropriate purchase price window to make sure that we did not overextend ourselves. Having bought a home in Livermore, we were a bit outside his usual service area, but he never wavered in his service, despite the distance.