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Tom Erbil Reviews

Tom Erbil
NMLS, NMLS (27 years experience)


Purchase Loan, Refinancing, Home Equity, Mortgage Planning

- Highly likely to recommend
07/30/2014 - olsons93
Closed refinance loan. Livermore, CA
Tom is an amazing loan agent and a very trustworthy person. He has helped us on all our loans and goes above and beyond to help us. We have used his services since 2002 on two home purchases and several refinances. He cares about his customers and wants to do right by them. He is not out to get rich off of you. He wants what is best for you and your situation. I refer him to all of my friends and family members. You will not go wrong hiring Tom as your loan agent or real estate agent. You will be happy you did!
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- Highly likely to recommend
07/02/2014 - milgil
Closed refinance loan. Mount Shasta, CA
We needed to do a HARP refi and had been run thru the mill with two previous attempts to get it done. One "direct lender" raised the closing costs by $3700 at the last minute for no real reason, the other was getting the job done but at a higher rate and higher closing costs than the quote we got from Tom. We found Tom Erbil on Zillow, which was about the only place we could find that is actually doing HARP refi quotes. He was close to where we work and had excellent reviews. We warily contacted him -- we had been at it for 2 months, gone thru loads of work and had no loan as of yet. We had a very good impression of Tom on the phone -- he seemed straight forward, diligent, knowledgeable and responsive. He got back quickly with a quote and was clear under what conditions he could deliver on it. We felt like we had found the right broker to work with. All thru the process Tom covered all the bases, had an excellent team that worked together for us, and delivered the signing docs as promised during the lock period. A bit early in fact. I felt that Tom and his team were representing us and negotiating with the lender on our behalf. He got us concessions where he could. Most of all Tom dealt straight with us, did what he said he would and delivered and promised. It was a pleasure and when we need another mortgage loan -- we will be making Tom Erbil our first call.
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- Highly likely to recommend
02/05/2014 - geoffsdavis
Closed purchase loan. Produce & Waterfront, Oakland, CA
Tom not only got me a great loan, but was very patient and helpful in answering my newbie real estate questions. For those of you first-time buyers, it's a very complicated process, and having someone explain all the details to you and help educate you is a huge asset. He was also very responsive and on-the-ball with all of the hoops we had to jump through for a fast escrow.
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- Highly likely to recommend
10/29/2013 - mlndm
Closed refinance loan. Pleasant Hill, CA
We have worked with Tom for over 12 years for purchasing and refinancing. He has always been extremely responsive and offers sound advice. Tom has made every attempt to make the "paperwork process" bearable. We feel so confident with Tom that we referred our daughter to him for the purchase of her home. As expected, he worked diligently with her and secured a wonderful loan for her. In our experience of home buying over the past 32 years, we have never before felt we were in such safe and honest hands as we have been with Tom. We highly recommend Tom Erbil.
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- Highly likely to recommend
10/23/2013 - mkdpowell
Closed refinance loan. Pleasanton, CA
After several years of trying to take advantage of low interest rates, it had gotten to the point, that my wife and I believed that we would never have the opportunity to refi or modify our loan. We had been given the same story by every bank we talked to. Even when our neighbor suggested that we talk to Tom Erbil, I had little hope that he could anything different. Boy, was I wrong! Tom and his team made things happen so quickly, that before I knew it, we where signing our docs, on our way to lower rates! Tom is professional, thorough, and friendly which made us feel comfortable throughout the process. And I can't write this review without mentioning his assistant, Megan, who was very efficient and kept us informed all the way through.
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- Highly likely to recommend
10/16/2013 - TranTruong
Closed purchase loan. Castro Valley, CA
Tom came recommended to me by a co-worker 10 years ago and since then I've worked with him for many of my real estate transactions. He knows the business and will be a good resource for questions about the home buying process. When I question what my realtor tells me, it's nice to have another expert give a second opinion. Be sure your team is experienced like Tom and you'll be in good hands.
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- Highly likely to recommend
10/14/2013 - oefelein1
Closed refinance loan. Pleasanton, CA
Tom is a highly professional, honest, and thoughtful businessman. We have worked with him for over 10 years now, both with our mortgage and several refinances over the years. He is extremely knowledgeable and proactive in watching the rates and informing us when times are best to refinance and the best way to proceed. He always offers informed options, and contacts us when he sees opportunities to save us money through various refinancing opportunities that arise as the market continually changes. We value his experience and loyalty to us and can strongly recommend him to anyone in the market for a good real estate professional.
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- Highly likely to recommend
10/14/2013 - rmullner
Closed refinance loan. Antioch, CA
Tom was recommended to me by my sister a few years ago. At that time, he pre-approved me for a home loan. He has been very helpful and patient as I look for a home and manage my current home. I recently refinanced the loan on my current home and was able to get a great rate and go through the loan process relatively smoothly and painfree. His staff was very helpful and responsive and we were able to get through the entire process fast and without incident. The entire process was done via email except for the final signing of the loan documents - which was very convenient for me. I can be a high-maintenance client, but Tom always calms me down and takes time to explain things in a way I can understand.
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- Highly likely to recommend
10/14/2013 - pattiesan
Closed refinance loan. Pleasanton, CA
We have worked with Tom Erbil as our loan agent on several projects over the years, and are always impressed with his tenacity, creativity and integrity. Tom has a knack for finding just the right loan and lender for each unique set of circumstances. He makes the effort to understand your situation and goals, and then doggedly employs his extensive industry knowledge and network of contacts to achieve them. We have recommended Tom to our friends, and have received similar feedback from them as well.
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- Highly likely to recommend
10/12/2013 - cauby
Closed purchase loan. Danville, CA
I have worked with Tom several times to refinance my both my personal residence and my rental property. There can be mountains of paper work with a refinance, and Tom has made the process very easy. He has worked with my needs. Due to my schedule sometimes it’s hard to schedule time to sign all the papers. Tom has always sent his staff either to my house after hours or to my location to make it easy on me. I feel that I can trust Tom to find the best deal for me and my family. He has saved us thousands of dollars over the years.
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Professional Information
Tom Erbil
StoneCastle Land & Home Financial
319 Diablo Road, Suite 103
Danville, CA  94526
(877) 525-5685
Screen name:
Member since:
  • 280803
Other Licenses:
  • 280803 (NMLS)
  • 307995 (NMLS)