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Karen Howard
Mortgage Consultant (15 years experience)


Purchase Loan, Refinancing, Investor Loans

Add personality to your profile! Tell the community about yourself, your home, and your profession.

With over 10 years in residential real estate sales and home mortgage lending I  have a keen understanding of just how important an efficient and expedient loan origination is to the home purchase and refinance process.  My experience in Sales and Sales Management has taught me to appreciate the importance of long lasting customer and business relationships. I pride myself on being able to understand customer needs, review challenging scenarios, and quickly determine options. I believe in achieving the highest level of customer satisfaction through extraordinary communication. New Penn Financial offers a variety of loan services to meet the needs of homebuyers including 100% financing, credit enhancement reviews, and streamlined refinancing.

Ratings & Reviews
- Highly likely to recommend
07/10/2013 - user86236306
Closed purchase loan. Laurel, MD
If you are looking for an attentive, detailed, honest and dilligent lender, call Karen. She walked us through the entire process and was also very clear about what we needed at all times. She took our calls late in the evening and early in the morning. She also gave us a great deal that our friends envy. We are very happy to refer her to all of our friends.  MoreLess
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- Highly likely to recommend
03/05/2013 - dwillia39
Closed purchase loan. Upper Fells Point, Baltimore, MD
This review is a bit delayed - gets a little busy after buying a house!

That said, Karen was AMAZING to work with. It was my first time buying a home and admittedly, I am very detail oriented, so I spoke with a bunch of different lenders who cam recommended. Karen by far surpassed them all - she took the time to review my circumstances and discussed ALL options that would potentially work best for me in the end - not just pedaling what ever mortgage product they were highlighting that month.

Karen was also very responsive every time I had a question throughout the process - and let me tell you, that was a lot. Also, I really liked the fact that she was very up front with me on fees, and even erred or the side of caution so that there wouldn't be any surprises at closing.

Truly cannot say enough - thanks again Karen! You rock!
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- Highly likely to recommend
01/13/2013 - kirstymaciver
Closed purchase loan. Baltimore, MD
Karen was very helpful to us in the mortgage shopping process. She took time to explain all the forms and options and was always available when we called or emailed. She had no issue with explaining things multiple times and never made us feel that we were asking too many questions. She was very tolerant of crying kids in the background during phone calls and great with the kids at the closing meeting! When there was a computer system problem on the date of closing Karen went out of her way to make up for it. I would certainly recommend Karen.  MoreLess
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Professional Information
New Penn Financial
800 Seahawk court
Virginia Beach, VA  23452
(443) 802-8962Click to view
(484) 594-2014Click to view
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