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Vivian Lin

Lender
Specialties:
Purchase Loan,
Refinancing,
Home Equity

Recent reviews

 

  
 

11/04/2013 - Padma Subbaraya
Closed refinance loan.

Vivian is FANTASTIC! She has helped me refi my loan several times and I've got excellent rates from her. She is prompt, through and best of all, makes it all very easy for me. I highly recommend Vivian. Thank you Vivian.

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Response from Vivian

 

  

09/25/2013 - user8028752
Closed refinance loan. San Rafael, CA

We used Vivian twice to refinance our house. In both cases she not only got us extremely competitive mortgage rates (much better than the 'big name' commercial banks), but also was competetent in ensuring the documentation we submitted was accurate AND processed timely. I recommended Vivian to a colleague, who successfully refinanced his housed and was very pleased with Vivian's performance. I would never use anyone else in the event I need to finance or re-finance a property in future.

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Response from Vivian

 

  

09/24/2013 - Shalab Goel
Closed refinance loan. Mission Valley, Fremont, CA

I have worked with Vivian on refinancing my home multiple times. She always did what she promised and on time. Never no shortcuts and never no surprises. Except for once - she quoted me rate but actually closed it it .125 below because rates fell during the period. Now those are the surprises I can live with. Highly recommend her.

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Response from Vivian

 

  

09/23/2013 - user48452389
Closed refinance loan. Saratoga, CA

I find Vivian very thorough and helpful in deciding the mortgage choices available. I have personally referred her to many of my friends and colleagues.. In fact, Vivian was referred to me by a friend of mine.. Looks like she gets most of business through satisfied clients.

I have done Re-fi twice so far with Vivian. In future, I will go with Vivian as she is very prompt in her responses and what I like the most about her is "Straight forward" and "No Non-sense" approach to the task.

I consider her as fair, objective and helpful. I cant ask for more..

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Response from Vivian

 

  

09/23/2013 - Michael Li
Closed purchase loan.

I'm so glad to have Vivian be my loan agent in March this year. She's so knowledgeable and responsible. With her help, my loan was approved successfully and timely, and the whole purchasing transaction was very smooth!

It's a great experience!

Hui

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Response from Vivian

 

  

09/23/2013 - user55671565
Closed refinance loan. West San Jose, San Jose, CA

I've done multiple re-finance with Vivian already and I can say Vivian is the best I've worked with as a loan agent. The very first time worked with her, she gave me the impression that she took my loan as her own loan. That built the total trust with me. She is not aggressive and pushy, but yet, not conservative either so you won't miss the good opportunity. She is very responsive and always calmly resolving crisis. I highly recommend Vivian Lin and she is the one, and my only loan agent to go to.

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Response from Vivian

 

  

09/23/2013 - user61177794
Closed refinance loan.

High work ethics coupled with exceptional service - best rates, lowest (zero!) closing cost and fast closure, always going the extra mile with right guidance and prompt follow ups. Have refinanced through Vivian multiple times (from 2010 onwards) and has received high praise and thanks for referring her to many of my colleagues and friends.

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Response from Vivian

 

  

09/23/2013 - user6849077
Closed purchase loan.

Vivian is the best loan consultant. I have two properties and prior to working with Vivian, getting a refinance on the my home was a big hassle and stressful work. Ever since one our friend recommended Vivian , home purchase and refinances are the easiest thing on the planet. Vivian has helped with my purchase/refinance around 5 or 6 times so far, and I have never had any problems whatsoever. She is extremely knowledgable about the entire process and is highly proactive in taking care of the things. I always get the rate that she commits and all I have do is send her couple of recent paystubs and rest of the information she picks up from my file and every time I get a better rate with no hassle. I have recommended Vivian to lot of my friends who are her extremely satisfied clients as well. I highly recommend Vivian to anyone who is looking for a extremely knowledgeable professional that takes care of the purchase and refinance in a extremely efficient way.

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Response from Vivian

 

  

09/22/2013 - user9340965
Closed refinance loan. Union City, CA

Vivian helped me with 2 refi a few months ago. She worked super hard for me and replied to my inquiries in a very timely manner, even when it was after regular working hours. More importantly, she was able to lock low rates for me which saved me a lot of $$$$.

Working with her was a breeze and I would recommend her to people who need help for new loan and refinance.

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Response from Vivian

 

  

09/22/2013 - user2789726
Closed refinance loan.

I was looking for refinancing for my 2 properties in Bay area, one of my Friend who has multiple properties referred Vivian. She helped me with very competitive rate and the process of refinancing was a breeze unlike the other places where I did previously. Vivian is very knowledgeable , reliable and keeps her word. She kept me informed on the updates constantly during the process, I used to get email responses even in middle of night. I stopped shopping around any further after meeting Vivian.

All the best with your mortgage needs.

RK.

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Response from Vivian